What Disabilities Does Social Security Pay for Children?

What Disabilities Does Social Security Pay for Children

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Social security is a term that we easily relate with those individuals that are retired, but we don't ever consider that children are in the same category. Social security does pay disability benefits on behalf of children, and the funds are usually dispersed to their parents. There are particular disabilities that social security will cover for children, and it is important to know what they are prior to filing.

The Social Security Administration has guidelines in place for children who are disabled, allowing them to receive Supplemental Security Income. These benefits are given in order to provide the child with medical care, and any other needs that may arise as a result of the child's disability. There are guidelines put into place in order to help them determine whether or not a child is eligible to receive benefits, so it is important to become familiar with the guidelines prior to the application process. There are several disabilities that are covered by the Social Security Administration including HIV, muscular dystrophy, mental retardation, cerebral palsy, and 100% loss of vision or hearing. These conditions are often covered for adults as well, but they are just as costly for a child. Benefits are essential in helping families cover the cost of the medical care and therapies that are often a part of caring for the child.

There are other disabilities that are covered as well, and the guidelines are generally based upon the child's ability to function, and sadly could be based on whether or not their condition could result in death. Evaluations from the child's doctor and other healthcare professionals involved will certainly help in the decision making process. The Social Security Administration simply needs proof that the condition does exist, and they are unable to assess the needs of each individual child without the evidence they require. Teachers are a very helpful resource when the child is able to attend school, and are able to contribute to the documentation necessary when applying for benefits. One other determining factor is the income of the family. The amount of money granted is calculated according to the income of the family as a whole. When a child receives social security income they will also automatically be eligible for Medicaid, but only if the family income is limited enough that they qualify. There are health benefits available to families when their income is higher than what the guidelines allow, but the health benefits are not available through Medicaid.

The key to when payments begin is when the eligibility has been determined, and in some cases this could take several months. It is always in the best interest of the child and the family to apply and get all the information to the Social Security Administration as quickly as possible. The sooner that they receive all the documentation and the information, the sooner they will be able to evaluate the child's profile and determine their eligibility for benefits.

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