What Does Whiplash Compensation Cover?

If you are found to be the innocent victim in a road traffic accident during which

you suffered whiplash, you will be awarded compensation for your injury. In this article we explore exactly what you will receive compensation for, explaining what we mean by general damages and special damages, and suggesting how much you could stand to win.

What is whiplash compensation for?

Compensation settlements can be divided into two categories: general damages and special damages. These can be explained in greater detail, as follows:-

1. General damages

General damages are awarded as recompense for the pain, suffering and loss of amenity you have experienced as a direct result of your whiplash injury. The sum will therefore be determined by the extent of your injuries; the greater your pain and suffering, the greater your general damages will be. Your solicitor will ask an independent medical expert to examine you in person and prepare a written report on your condition. This will assess the severity of your whiplash, how it has impacted your life, and how it is likely to affect your life in the future. With this report in mind, your solicitor will decide upon a figure that appropriately reflects your general damages.

2. Special damages

Special damages are awarded for the acute financial loss you have encountered as a direct result of your whiplash injury. It is therefore intended to put you back in the financial position you were in before the accident happened. Your losses can include anything such as a loss of earnings, the expense of medical treatment, the expense of travelling to receive your medical treatment and the cost of specialist equipment you now require. Your solicitor will add up your financial in a schedule of damages. Once calculated, the figure will be added to the sum of general damages to create a compensation settlement to offer to the other side.

Claim whiplash compensation today

Although you may believe your whiplash to be nothing more than a sore neck, you need to remember that a whiplash injury can take time to fully develop. You could therefore face a series of problems later down the line that have a debilitating impact on your life. Indeed, you may no longer be able to work, carry out household chores on your own or look after your children. This will undoubtedly have a devastating impact on your life, not only in terms of your physical injury, but also in terms of emotional and financial damage. That is why it is so important to talk to a solicitor about claiming compensation for whiplash, as it may well prove to be a lifeline in the future.

by: Paul Howe

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