That being said, if you use a competent Chicago Bankruptcy Lawyer will give a better result later
. It is true that it is easier to recover from bankruptcy now than it was in the past and there is certainly not the stigma that was attached to a bankruptcy before. Also, you can improve your credit score and get things that are discharged to be reflected as such so that improves your credit score at little. If you don't have a current credit report on yourself you should try to get one and look for errors and inaccuracies in the reporting. You have a right to request removal of any information that is not true. If you work to clean up your credit reports after bankruptcy you can see your credit improve within the first six months.