What Is The Cheapest Car Insurance For Young Drivers? Student Insurance

Car insurance is mostly of three basic types, Third party

, Third party Fire and Theft and Comprehensive insurance. You can choose from any of the three for your car and get it insured against the risk of your car damage. When it comes to students, they are prone to having accidents and hence the insurance for their cars is very expensive and quite aggravating. What is the cheapest car insurance for young drivers then? Insurance falling under the student category is quite inexpensive and there are many discounts available for students than any other youngster in need of a cover for his/her car.

Students above the age of 19 and who have a collected no claim bonus can get insurance for their car quite easily. Students who show that they do not have many miles added up in the speedometer of their car will get cheap insurance. Students whose grades are good in the university and are good in their studies will also get special discounts in the insurance for their cars. You could take up add on perks like student bonus accelerator and get protected no claim bonus in just one year.

Normally a person has to wait for 5 years to avail for the no claims discount. Students can also ask for installment payment options. If the student can pay some amount monthly or quarterly, then it is much better for the student to pay for his/her car insurance.

Certain service providers will also give discounts for students when they have an accident and the car goes for repairs. If repairs done from an authorised and approved garage then more discounts may be available. Students may also get privileges of low or no down payment for the taking up the policy.

With a comprehensive cover for the car there is courtesy car which is made available when an accident or break down takes place. Certain companies provide for free online assistance for young drivers. Students also get discounts from the university like new car discount, multiple car discounts, etc.

What is the cheapest car insurance for young drivers? This question will be answered only when a student wanting insurance for his/her car surfs on the internet and gets to some sites which provide free online quotes for their car. Many details need to be filled in the inquiry form online and then you will receive and online quotations as per your car and your requirements.

by: Lance Thorington

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