What To Do If You Have An Accident With Your Rental Vehicle

Although we always hope that we remain accident free

, especially while driving a rental car, there are a few things we should always keep in mind. Even if you never want to use the information that I am giving to you today, it is important to read through it so that you know what to do, before and after the accident takes place.

First thing that is important to do, when you are driving a rental car, is be sure that you are insured. Although you may be covered through your Credit Card Company and insurance company, it is good to find just how much coverage you have before renting the vehicle. It is also a wise investment to take the additional insurance, if you feel that you are not fully covered by the previous two. Most of the time this additional insurance will coast you as little as ten dollars a day, but it can really save you money in the long run should anything happen.

As soon as the accident occurs, call the police first to file an incident report. You should do this from where ever you are at the time of the accident and try to leave the vehicle in the position it was in when it was hit. Then call the rental car agency and report the accident. Do not admit any liability for the accident to the car rental company and do not offer to pay or settle the incident without the consent of the company themselves.

Any information that is relevant to the accident, from repair receipts to the police report, should be copied so that you can save one set for yourself and hand one to the rental company. You will also need to cooperate with the insurance company and give them any information that will assist them with settling their claim.

If you are going to be using your personal vehicle insurance and credit card insurance, then these companies also need to be notified on the spot. They will also need copies of all the paperwork that you have collected, relevant to the accident. Afterwards, stay in contact with all companies so that you are update on what is going on, otherwise you will be hit will a bill that you were not expecting. Since the ultimate liability lies with you, it is important that these steps are completed.

by: Jason Hall

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