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What Types Of Credit Cards Should Be Included In Bin Visa Databases

Business owners that are searching for a way to protect their business against fraudulent

charges with credit cards should choose subscriptions to BIN Visa database systems that can allow the business owner to confirm the information and account details for credit card transactions that are being processed through the business.

Access to bin Visa databases can allow the business owner to reduce the chance of credit card fraud, ensuring that the details of the account holder have been verified at the time of the transaction, reducing the charge backs and the fees that accrue when charge backs are created on the merchant's account.

Before choosing the subscription service for the bin Visa database the merchant should ensure that multiple types of visa accounts can be verified, including:

Visa Credit Cards


Visa credit cards should be verified and are available for customers that choose to collect rewards, traditional services that include unsecured credit cards for card holders that have completed the credit check and been approved for a certain credit line.

Visa Debit Cards

The visa debit cards that are available for customers include debit cards that are pre-paid before the transactions are completed online. In order for these accounts to be approved through the credit card transaction the funds must be available in the online account.

Visa Business Accounts

Visa business accounts should be included in the bin Visa database to ensure that business owners can be verified, including the location and account holder information before the transactions are approved. Reducing the instance of theft with visa business credit card accounts is essential, as these accounts are often used on a regular basis and therefore must be regulated with secure transactions each time that they are used.

Visa Gift Cards

Using the bin Visa databases that are available for merchants should include the gift cards that are available through Visa. Visa was one of the first companies to introduce the gift card and remains one of the most popular companies to use the gift credit card. These gift cards included in the database allow the merchant to verify the bin number of the card, ensuring that the person that registered the card, the recipient, is the true person that is using the card and therefore increases the security of the card.


Prepaid Visa Cards

Prepaid visa gift cards should be included in the database of the bin Visa numbers to ensure that customers that are ineligible for traditional unsecured credit cards are going to have the same level of safety and security, through measures that are designed to reduce credit card fraud, as customers using unsecured credit cards. Included in most bin Visa databases are the many types of prepaid visa cards that are available, including gift cards, to ensure that the registered owner of the card matches the person that is completing the transaction using the credit card while shopping online or through traditional stores.

Choosing a diverse database that includes the many visa gift cards that are available can be an effective way to ensure that the customer is going to be protected, but also that the merchant is going to be able to protect their business against credit card fraud.

by: Gen Wright
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What Types Of Credit Cards Should Be Included In Bin Visa Databases