Tort law refers to the body of law which addresses as well as offer remedies for
the civil wrongs that do not arise out of any kind of contractual obligations. In this law, a person who suffers injuries or damages can ask for compensation from the person (tortfeasor)who is legally responsible for causing it.
Whether the act leading to the damages is tortious or not is decided by the standard of care which dictate who is liable for the injuries and damages. This decides whether the injusires sustained or damages caused by the person was due to his/her own fault or someone else is responsible for it. Tort law encompasses intentional acts as well as those which are caused due to negligence of the other person.
In case the injuries or damages are caused intentionally by the tortfeasor, then it is subjected under thecategory of intentional tort. As a matter of public policy the intentional torts are uninsurable, where, in case of any claim made againt the tortfeasor he/she will have to pay for the damages out of his/her own pocket.
On the other hand, in case of negligence the damages or injuries are caused due to the tortfeasor's negligence because he/she failed to take adequate care while performing his/her duty. In contrast, the strict liability tort is applicable where the tortfeasor is liable for injuries and damages irrespective of all the precautionary measures taken by him/her.
The tort law assists individuals by helping them gain financial assistance to cope up with the expenses resulting from damages or injuries caused due to the tortfeasor.