What is the Bankruptcy Register?

What is the Bankruptcy Register?

What is the Bankruptcy Register?

Often referred to as the Bankruptcy Register, the Insolvency Register is an official record of all insolvencies that is maintained by the Insolvency Service, the regulator responsible for overseeing the insolvency industry (in England and Wales) and the Accountant in Bankruptcy (in Scotland). Whilst access to the England and Wales register is free, a fee is payable to access the Scottish register.

The registrar contains personal information regarding bankruptcies, IVA's and Debt Relief Orders (Sequestrations and Protected Trust Deeds in Scotland). The register is viewable online at the Insolvency Service Website (or AIB website in Scotland) or alternatively, from your local Official Receivers office. The following personal details are available on the register:

Surname

Forename(s)

Title

Gender

Occupation

Date of Birth

Last Known Address

As well as case and Insolvency Practitioner details such as:

Case Name

Court

Type

Number

Arrangement Date

Status

Main Insolvency Practitioner

Firm

Address

Post Code

Telephone

Your details will stay on the register for a further 3 months after the date of discharge (although the case status will amended to reflect any change).

In addition to the bankruptcy register, your details will also appear in the London Gazette (Edinburgh Gazette if Scotland).

All forms of insolvency, whether it be an IVA, Bankruptcy or a DRO, have serious professional, financial and legal implications and it's vital that you understand exactly what each entails before entering into anything. If you're considering a form of insolvency because you have a debt problem, speak to one of the national debt charities listed below about your options first. They'll tell you which solutions you're eligible for and recommend the best solution for your situation.

CCCS

National Debtline

Debt Advice Foundation

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