Where to Compare Insurance Quotes

Compare Insurance Quotes - Five things to bear in mind when choosing insurance.

Tip #1 to remember, when you compare insurance quotes, always get multiple insurance quotes.

This will ensure that you blanket the market and uncover the lowest costs. Do not take the first quote that you receive and assume it's the lowest or best available. There are literally dozens and dozens of places to compare insurance quotes and each one has their own unique underwriting guidelines. When you compare insurance quotes, it will allow you adequate information to compare insurance quotes and get the best price for the insurance coverage that you need. The good news here, you can actually go online and in a few east steps request the insurance quotes that you need. Provide a few of your details one time, on a short form and submit your insurance quote request. You will be able to compare insurance quotes from the multiple insurance quotes you receive.

Tip #2 to remember when you compare insurance quotes.

Research the agent or broker.

Do a search online for your state's Department of Insurance website. From there you should be able look up the agent or broker that you are intending on doing business with to ensure that they are licensed and in good standing with the state. And when you compare insurance quotes from an unlicensed agent / broker the quotes most likely will not be accurate.

Tip #3 to remember when you compare insurance quotes.

Research the insurance company.

Just as it is very important to ensure that the agent or broker you are going business with is licensed, it is equally important to ensure that the company is licensed or at least authorized to do business in your state. Also, research its financial standings on independent sources like A.M. Best, Standard & Poor's, National Underwriter among many others.

Tip #4 to remember when you compare insurance quotes.

Research your specific situation before jumping in to something. If you are looking at going in to business or buying and existing business, make sure you understand the insurance's that are required and their associated costs. Some business insurance can be extremely costly and could cause you serious financial trouble if not aware ahead of time.

Tip #5 to remember when you compare insurance quotes.

Read the fine print. Even if you have known the agent or broker for many years, be sure to read the fine print. I have seen prospects that were misclassified as far as what type of risk the insurance company thought they were. The problem here is that when the insurance company finds out that the risk is really are a dynamite manufacturer and not the little trinket and gift store that the agent has made you out to be, you most likely will get cancelled. Now you may ask yourself why this is such a big deal, I can just go to another insurance company and get coverage. True, but on almost every insurance application there is this question; "In the last three years have you been canceled, declined or non-renewed for any insurance policy" and if so, WHY? Now this poses a very sensitive position where as if you answer no, then you are committing insurance fraud which is a felony in most states.

Learn more and compare insurance quotes at Monument Commercial Insurance Agency or read more at squidoo - compare insurance quotes



Where to Compare Insurance Quotes

By: Dean Markham

POST COMMENT

Pacific Integrity Insurance Group / piighawaii is NOT a scam Should You Buy Earthquake Insurance? Life Insurance Health Insurance Home Warranty Insurance - A Lifesaver For Many Homeowners What Exactly Term Life Insurance Is Centered On Health Insurance Leads: Buy Insurance For Your Health Insurance Companies Have Attorneys And So Should You Dog Bites And Liability Why You May Need To Find Affordable Car Insurance Why A Small Business Health Insurance Plan Is Practical For Any Employer A Few Reasons Why Life Insurance Is So Very Important To Us Can Our Country Benefit From National Health Insurance?