Your mortgage company is always the best place to start to help stop foreclosure
. They can work with you to find a way for you to keep your house. Every mortgage company is different and has different workout packages and options that they can present to you based on your situation. Be sure to be persistent with your contact at the mortgage company. Continue to call them and check in with them until you have a solution that works for you.
But what if your mortgage company will not work with you? That is when you will need outside help. An attorney or a professional loan modification company may be able to work with your mortgage company on your behalf. Having an advocate that knows how to effectively deal with mortgage companies can make the difference in saving your home.
But what if you do not have the funds to hire a professional? How do you get help to stop foreclosure then? There are also free resources out there. Check your state, city and county for hotline numbers or classes that can help you. There are also HUD counselors in many major metropolitan areas that you can turn to for help. These are great resources of information and can at least provide you with knowledge about foreclosure.
At the end of the day, you are the one who has to find a way to stop foreclosure on your home. There are resources out there for you but you will be the one who has to find a way to make it happen.