Why Home Inspectors are Crucial to the Close

For many new home buyers in the Birmingham area

, purchasing a new home is the largest financial decision they will have to make in their lifetime. It is a huge financial investment that could last nearly 30 years. Fortunately there are plenty of professionals out there to help the buyer in making such a huge decision. Home inspectors will visually examine all major aspects of the home, including structural, electrical, roofing, insulation, foundation, flooring and plumbing components. The goal of the inspection is to determine the integrity and safety of these components, and to make a professional evaluation on their lifespan. Almost always an inspector will then provide a written report on his or her evaluation, with recommendations on any repairs or upgrades. An estimate of the life expectancy of the major systems and components may also be included.

The involvement of a home inspector during the purchasing process has never been more needed. In a down market, buyers are cautious as ever in making such a large financial commitment and are searching for every reassurance that the purchase will be a sound investment. Even newly built homes should be inspected to review the materials and workmanship.

After a thorough inspection, the ball is in the buyer's court with multiple options. In the event of a poor evaluation with the recommendation for major repairs, the buyer has the option to either request the funds for the repairs from the seller, or request that the seller takes care of the repairs on their own. Previous to the house going on the market, the seller may list the property "as-is." This means that the seller has no intention in making or paying for repairs and all costs associated with upgrades are entirely the buyer's responsibility after the sale. Realtors are generally more than happy to give advice for this decision if needed.

Getting full disclosure on the condition of the homes for sale in birmingham is advantageous to the seller for several reasons. First, the piece of mind from knowing your investment has been protected and thoroughly checked out is priceless. There are few purchases in life that we do not educate ourselves or research to some degree before completing the sale, and it does not make sense to proceed otherwise. A thorough home inspection empowers the buyer so that they can make the most informed decisions possible regarding such a huge investment. Second, a full understanding of the condition of the home can be a powerful bargaining chip in the negotiation process.

Why Home Inspectors are Crucial to the Close

By: Bruce Dixon

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