Why Should Baby Boomers Leave Home?

The retiring of baby boomers officially started in January 2012

. Based on statistics from the US Census Bureau, 10,000 baby boomers every day will reach age 65. Minor benefits are available sometimes at age 55. A concern of seniors today is their living arrangements.

As the senior stage comes closer, the need for planning a transition becomes more critical. Seniors today are provided many options. Many are able to take advantage of independent and assisted living since there is often no need for nursing care in earlier years. There are benefits of both assisted living and independent living. Many know of the traditional options available when it comes to senior housing, but many have never heard of another option within this independent living population. It is the development of retirement villages, which have increased over the past decade.

Retirement villages have a lot to offer. There are two main differences between these and traditional senior housing. The price point makes it a cost effective option to retirement communities. Most retirement housing charges a large entrance fee plus a regular monthly fee. The annual fee charged by retirement villages can be afforded by most.

Also, the senior remains in their current home for much longer than in traditional housing. This is possible because the services that a senior would need at the various stages of retirement are brought to the community, rather than the senior leaving their community to join a new one.

As with other senior housing options, active and social lifestyles still exist. Just as much effort for planned social events go into village living.

The disadvantage to living within a village is that seniors must still maintain their own living quarters. As with most tasks, help can be brought in.

With the level of comfort that these villages offer, it is becoming the preferred choice by seniors everywhere. Now lower income seniors can have more luxuries than were previously afforded. With entrance fees being upward of $100K-200K, it was not even on the list of something to shoot for. Now the chance of an active and happy retirement is within reach.

It really comes down to personal lifestyle and choice. Having the correct information is key. Once all available options have been presented, it is easier to make a great decision. Now, seniors are being offered the retirement they deserve.

by: Margery Pick

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