Will I Have To Pay For A Whiplash Claim?

If you are thinking about making a whiplash claim

, you will probably have concerns about how much it is going to cost. However, you need not worry: if you make a claim with the right solicitor, you will not be charged a penny, no matter whether you win or lose your case.

How much does a whiplash claim cost?

As long as you instruct a solicitor who offers a 'no win no fee' agreement, you can rest assured that you will not have to pay for your whiplash claim, regardless of the outcome. No win no fee agreements, otherwise known as Conditional Fee Agreements (CFAs), were first introduced in the UK in 1995. Since then they have become widespread throughout the country, as they allow victims of personal injury to make a claim safe in the knowledge that they will not incur any legal costs.

No win no fee agreements work on the basis that your solicitor will only be paid if your case is successful. If you do win your claim, your solicitor's fees along with any other costs will be covered by the other side. This means that you receive your 100% of your compensation settlement - there will be no deductions made.

Will I have to pay if I lose my whiplash claim?

Even if you lose your claim, you still do not have to pay any money, as a no win no fee protects you against every eventuality. Your solicitor will not receive any fees, while the other side's costs will be paid by an insurance policy. This is called 'After The Event' (ATE) insurance which will be taken out by your solicitor on your behalf. Therefore whether you win or lose your whiplash claim, you will not have to pay a penny.

Some solicitors offer a no cost guarantee. This is ideal for ensuring you do not end up paying any cash in any situation, win or lose your case in court.

Fixed Fee

If you decide to go with a fixed fee price rather than a no win no fee agreement make sure your solicitor is completely transparent about their costs with you. If you pay for a fixed fee service make sure you have done your research into what is included in the price as you do not want to end up with unexpected added on costs later in the claims process due to unforeseen complications.

by: Paul Howe

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