Workers Compensation, You Are Protected On The Job
About twelve years ago my husband fell on the job
. He had hit his elbow on some cement and had to go to the doctor's office. He went in to the doctor's office and found out that he had chipped his elbow and could not work for several weeks. We were within 4 weeks of having our first born. He had to have it all braced up and couldn't use it. It was a very stressful time. Thinking that he had lost income and I was going to be having a baby and quitting my job and we would have no income. Since we had never had to deal with workers compensation we had no idea how it all worked. We didn't even know where to start.
It was trial and error experience. It was step by step and we were grateful that we had a good representative to help us walk through the workers compensation. There was a small amount paid each week while he was off work and then they actually paid a settlement. Then they paid for the equipment that had to be used to help his arm heal. There have been errors along the way, but overall the workers compensation experience worked out.
Whether you are dealing with Pennsylvania workers compensation or any other state there are some basic things to be aware of to help you have the best experience with workers compensation. Each state has specific laws so it is important to get the specific help that you need in the specific state you live in.
It is important to understand that your employer is required by law to have workers compensation. They have to carry workers compensation in the state where their business is being conducted. If you are working for a company in Pennsylvania then they have to have Pennsylvania workers compensation. You are entitled to their workers compensation coverage if you are injured on the job or even becomes ill on the job due to the job that you are doing.
The workers compensation is to cover several different items of benefits. They have to cover certain medical expenses and if there is rehabilitation required then it has to cover that. It also covers lost wages and any other specific loss benefits.
It is important to recognize that you are entitled to this. It is important to be careful on the job for the sake of yourself and your family, but if you are injured on the job then you shouldn't be afraid. You can take comfort that there is help and protection for you.