Workers who are receiving benefits through the Social Security Disability Insurance (SSDI) program are still eligible under certain situations to work
. Many people enjoy working and are only receiving SSDI because they don't have another way to support themselves because of a disability. There are many programs offered by the Social Security Administration (SSA) to help workers retain some of their independence as workers while still receiving benefits needed to pay the bills.
The Ticket to Work program offers free vocational training, job search referrals, and other employment services to individuals who want to work to the best of their ability. This is an excellent choice for those who need to keep their benefits but still want to work in some capacity. Under the Ticket to Work plan, workers will not be penalized if they start working and then have to leave their position. Eligible beneficiaries are given a "ticket" to work with a variety of Employment Networks (ENs) who will then help them find work opportunities. Every EN has the right to choose which "ticket" holder they will work with, and the "ticket" holder has the right to change to a different EN at any time.
The Work Incentives Planning and Assistance (WIPA) Program is in place to help beneficiaries of SSDI make decisions about working and where to find the appropriate resources. They can provide valuable information such as the income limits for workers receiving SSDI and whether working will affect their health benefits such as Medicare.
The SSA provides workers with opportunities to work for many reasons. One is for additional income to pay for expenses beyond those that SSDI cover. Another is to give workers a sense of independence despite their disabilities. Dealing with SSDI can be legally confusing and recipients should consult with an attorney before making any changes to their life situation.