Workers' Compensation
Workers' Compensation
Workers' Compensation
No one expects to be so seriously injured on the job that they can no longer work. If you are the bread winner in your family and are hurt on the job or become ill due to the type of work that you do, you are probably fearful that you will no longer be able to pay the bills and provide for your family. Even if you don't have a family, not being able to work can be very frightening. Thankfully, there is a government program known as Workers' Compensation that provides financial compensation to people who get hurt or sick on the job and are not able to work.
Workers' Compensation can provide temporary benefits if your injury will heal and you will be able to return to your job, and it also provides long-term benefits for those who are so seriously injured or so sick that they will never be able to work again. However, the Workers' Compensation system is a complicated one. There is a great deal of confusing, complex paperwork, and for this reason, seeking the assistance of an experienced employment lawyer with Workers' Compensation knowledge is highly recommended. If one form is filled out improperly or one deadline is missed, your benefits will be denied. In fact, most people who apply without the assistance of a lawyer are denied their first, second and even third time applying. A Workers' Compensation attorney knows the system inside and out and will follow the guidelines to the letter to ensure timely payment of your benefits.
Common Workplace Injuries
Workplace injuries, depending on the type of work that you do, can be very serious. Most people who file for benefits are blue collar workers who work in very dangerous environments and with very dangerous equipment. Some of the most common workplace injuries are:
Head/brain injury
Spinal cord injury
Back injury
Burns
Electrocution
Loss of limbs
Loss of vision/hearing
Carpal tunnel syndrome
Broken bones
Mesothelioma due to asbestos exposure
People often think that they will somehow be punished for filing a Workers' Compensation claim, but your employer cannot retaliate against you in any way. You may wonder if you can file for Workers' Compensation and sue your employer at the same time. In most states, you cannot, but you can sue a third party. For instance, if your hand was severed due to defective equipment, then you may be able to sue the manufacturer of the defective equipment. Again, these laws vary from state to state, so it is best to contact an experienced Workers' Compensation lawyer to advise you.
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