This means, by implication, that working capital management might be improved. Due to the effects of the financial meltdown that are still reverberating throughout the banking sector, working capital options now assume a much greater importance. One possibility, under the right set of circumstances, can result in a reduction of credit card processing fees when obtaining merchant cash advances. And because there are so many different factors involved in so many different possible policies, a further suggestion would be for the use of working capital experts. Professional advice is generally welcome no matter what, but in these tough times it is often necessary. Dealing with new funding sources and working capital solutions is time-consuming even if it weren't so potentially confusing, but using finance experts to help evaluate the best options available today seems downright prudent, if not also wise.