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Young Drivers, Watch Out! Discounts You Dont Want To Miss

If youre a young driver, the bad news is auto insurance rates at your age are bound to sky high

. The good news is there ARE ways in which you can lower these costs. Read on and well tell you about some discounts to keep an eye out for.

Good student discount

Are you a good student? Well, lucky for you! That can pay off in more ways than one! Insurance companies offer good student discounts to those students who fit their definition of a good student. The discount might vary from company to company, but if you are a student who gets good grades, you should definitely consider asking a company about this discount.

Low mileage discount


As the name suggests, it is a discount offered to drivers who put in low mileages on their car every year. The less you drive, the less your chances of getting into an accident. If youve recently switched jobs and your daily commute is shorter than before, if youre away at college and your only drive your car over the weekends or when youre back home etc, enquire about a low mileage discount when youre shopping around for auto insurance rates.

Defensive driver discount

Enrolling in a defensive drivers course is a good way to get a discount with an insurance company. Not only does the course teach you how to be a safe, conscientious driver on the road, but it also shows the insurance provider that you are responsible. This is overall a good idea for new, young drivers. You learn how to be responsible AND you get a discount for it!

Discount for installing safety features to your vehicle

Again, a very good idea for young drivers. Some insurance companies offer discounts to people who install safety and anti-theft devices to their vehicles. This shows an insurance company that you are being cautious about your vehicle and they might offer you a discount for doing so.

Bundling policies

Insurance companies offer discounts to customers who buy multiple policies from them. So, for instance, if you buy your home, life and auto insurance policy from one provider and bundle them, chances are you will be offered a discount by the carrier.

Good driver discount

This one is pretty much self-explanatory. While the definition of this discount varies from company to company, it basically is a discount that is offered to people who have good driving history with no violations. Again, you might have to speak to an agent directly to find out if they offer this discount and on what basis, but it is definitely something worth looking into.

Other than the above mentioned discounts, it is important to remember that an insurance company might provide its own set of discounts in addition to these. It is best to speak to each individual company and ask them about the different discounts they offer to find out which ones you qualify for.

by: Bethany
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