The most important advantage of a vehicle title loan is that it actually allows you to gradually improve your credit score. Even those individuals who have a bad credit score can apply for this loan. However, as you meet all your repayment obligations, this is duly reported to the credit bureaus responsible for handling your credit score. Needless to say, if you meet the repaying obligations, your score immediately goes up thereby improving your overall credit rating. This is one of the key advantages recreational vehicle owners enjoy as they do not have to turn to conventional loans for their financial requirements. They can simply use a vehicle title loan as and when they need to and improve their credit history at the same time.