Your Smartphone Could Lead to Some Smart Money Savings!

Your Smartphone Could Lead to Some Smart Money Savings!

You will be hard pressed to find someone who hasn't got money worries, whether trying to navigate through a slew of creditor demands or preparing for future emergencies, it pays to be ready if you suddenly fall into the red.IPhones, Blackberries and Androids dominate the Smartphone market; in turn this has meant mobile internet is quickly evolving (some critics say evolving into something useful, finally)So long as the network coverage holds up, we literally have the internet in the palm of our hand, and transport it in our pocket. With this new evolution, the move and expansion of online banking was only ever going to be the foundation of something more to come with the launch of mobile internet.The app market is saturated with useful apps related to money and finance; it doesn't take long for an idea or market to open before there are hundreds or thousands of apps available to assist. We've found and listed some of the most useful below that will work on every Smartphone, not exclusive to any platform.Mobile bankingWhen it comes to banking apps for the Iphone, there aren't that many at the moment, but that is soon about to change. RBS and NatWest have a balance enquiry app available now, but First Direct have gone one step further and have a secure payment system developed into an app, after much customer pressure. This is one sector of banking it would be a good idea to keep an eye on.Money managersThere is never less than a glut of money managers available to help keep your finances in check. No matter what area you need help on, there are many that cater to and are expert in niche areas, such as travel expenses or personal finance. The two groups who will be most helped by the use of a money manager are undoubtedly the so called 'road warriors' people who are constantly travelling and very rarely in the office, if they even have a office, or self employed persons who are more likely to be pressed for time as it is. There is only one downside, and that is the discipline to keep within the numbers and keep on top and track of them at the same time, master that and the savings will soon be beneficial.0870It was only a matter of time before an app and rival to saynoto0870.com emerged, it does exactly what you expect it does which is find the UK area code alternative number that the company does not want you to know about. Thereby saving you money which would have been spent on the costly premium rate lines to listen to god awful music down the phone for twenty minutes and charge for the 'privilege'.SurukSuruk is a Nokia only app at the present time, it allows you to input your local minicabs typical rates, so when it comes to paying the metre you know whether you are being overcharged or not. The one very slight downside is it was created for the Indian Market originally, show will show up only in Rupees, but as you have to input the cabs rates anyway, it's still the correct amount shown, only difference being it will show with the Rupee sign instead of .Meter ReadingsWe warn straight from the outset that this iPhone app is annoyingly complicated to set up, yet once it is it's one of the best money savers on this list. You set up and monitor the gas, electric and water readings on this app so you can monitor what the bill is going to come to at the end of the month. This way you can take action to lower consumption in the house and will know if your energy supplier has miscalculated you bill.Barcode readersThis application is available over all makes and models, iPhones, Android's and Blackberry's (Oh my!). Simply point the camera lens on your phone at the barcode, it doesn't matter which shop you are in, and it will search to see if the same product is cheaper in a different store. This is the very definition of savings on the go!Naturally, we can't cover every brilliant money saving app as dozens come out daily, so having a good search of the app stores could lead you to find more money saving apps that fit you, your needs and tastes!

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