There Are Better Solutions Other Than Just Filing Bankruptcy Do you feel like bankruptcy is your only option with the amount of debt you have and the creditors harassing each and everyday? You have probably found all the advantages and disadvantages of seeking bankruptcy shelter. If you are carrying so much debt and bankruptcy appears to be your only option, is there really no other option?You Can Make The Creditors Stop Harassing YouYou...more
What Is The Procedure Of Filing Bankruptcy? Many Americans are feeling the economic hardships and are driven into bankruptcy for one reason or another. While bankrupty is on the rise, many others still do not understand what is bankruptcy or the procedure of filing bankruptcy. In this article, I will try to clear up any unknowns you might have about bankruptcy.The first step to file for bankruptcy is to attend a credit counseling course...more
California Bankruptcy Exemptions 704 - How to Keep Your Assets in Bankruptcy? One of the main concerns you may have when considering bankruptcy is whether you can keep your home, car and other personal property. What you can keep in bankruptcy depends on the available bankruptcy exemptions in your state. When you file for bankruptcy, creditors cannot touch assets that the bankruptcy exemptions protect. In California you can select from either 703 bankruptcy exemptions or 704 bankruptcy exemptions, but not both. The bankruptcy exemptions outline what items are protected from creditors liquidating in a bankruptcy. The practice is generally to use 704 bankruptcy exemptions if there is substantial equity in the home, but which exemption to select depends on the amount of equity and what additional assets you own.Under the 704 California bankruptcy exemptions you can protect the following assets and equity:Motor Vehicle-You can protect up to $2,725 in the value of motor vehicles. Below are some examples of how this exemptions works:If your vehicle is worth $10,000 and you owe $8,000 then there is $2,000 in equity in the vehicle. Under the bankruptcy exemptions you could protect...more
Bankruptcy help I do believe that you can make yourself bankrupt with free advice from certain non fee charging organisations and there is plenty of help from bankruptcy forums. However there are also some good reputable firms and companies who can also advise and help you through the bankruptcy jungle. Most offer free impartial advice...more
Avoid Bankruptcy And Eliminate Bad Debt Debt is a thin red line before hitting the bankruptcy. It is not merely having no financial incapacity but its damage is not only hurting the pocket but sad to say its damage is more than what one expects it to be.Money says it all. Though some people say that money is not the most important thing in...more
The recent past has seen a surge in the number of personal bankruptcy filings and it shouldn't be that surprising a development for anyone that has been following the personal finance scene over in this side of the world. As well, there has been a surge in the number of credit card consolidation and mortgage loans and this has been perpetuated solely by the fact that credit lines are just too open. What makes it worse is that this credit once obtained balloons to a level that makes it virtually impossible to pay off. You know that there is something fundamentally wrong when a student graduates from college with hundreds of thousands of dollars worth of debt on his or her head. Little wonder America struggles to pay its bills.There are those that run into personal bankruptcy problems because they choose to abuse their credit cards, but there are also those that max it out or run into trouble simply because they have spent money on food, medicines or just everyday bills. It's a terrible state of affairs, and it's why America is in such bad shape now. Everyone that has a credit card has some kind of debt and many are considering credit card debt consolidation very seriously. But it...more
Unsecured Debt Consolidation Loans: Eliminate Debt Without Bankruptcy Are you stuck in debts that have outgrown your financial capacity? Then it is time for consolidation of loans. If you are not likely to offer security for consolidation...more
Reduce Debt - How To Prevent Bankruptcy And Reduce Unsecured Debt You can prevent bankruptcy by consolidating your debt with the help of a loan or debt consolidation agency to reduce your monthly payments and quickly pay off your liability....more
What Are Some Ways I Can Avoid Bankruptcy? - Debt Relief Options While bankruptcy may seem like an attractive, short-term solution to alleviating debt, the process usually hurts people more than it helps. It can take years for your credit to...more
Debt Relief Options For 2010 – Ways Avoid Bankruptcy It's not hard to do. One day you feel like you have all the money and financial security in the world. And then it happened, maybe not to quickly either. You may have had a family...more
Bankruptcy Records Search -Lookup Bankruptcy Court Records Many of the results returned on common search engines for finding bankruptcy records online are for websites offering services for a fee. You should not be required to pay a fee to...more
Loans For Bankruptcy - The Perfect Opportunity Bankruptcy is not something you willingly bring upon yourself. It happens; its natural and it can be dealt with. If you are suffering from bankruptcy and are in urgent need of financial help,...more