Stop The Struggle With Debt And File Bankruptcy For most in the Southern California area, living day to day working hard to accomplish that "California Dream" can bea daunting task and a very stressful one at that. We all would like to live above our means and live like kings and queens, but we all know it first must take discipline and confidence in our finances that can give us that foundation. Without it we are tossed to and fro by the...more
Firing Your Bankruptcy Attorney: 3 Things You Need to Learn First Getting rid of your bankruptcy attorney is not unheard of. In fact, it may be a good decision. However, there are many risks you are taking in doing so--and some that could negatively affect your case. Ideally, you should pick the right attorney from the start.However, sometimes these things cannot be helped and the action must be taken. What facts should you be aware of...more
Bankruptcy Information - Know Your Facts Before Filing Bankruptcy Finding bankruptcy information is not that difficult as long as you don't have to interpret it. The US courts even have a website where you can read all about the bankruptcy law, but it's also full of comments like, "Such advice may be obtained from a competent attorney, accountant, financial adviser." In other words, you need to hire an attorney that specializes in bankruptcies if you plan on making sure you follow the law and are taking advantage of all the remedies the law offers.There is plenty of bankruptcy information that can apply in your situation, but there's just as much that has no bearing. But if you are like most people, you want a good idea of how the bankruptcy law can help you before you even consult with an attorney. Despite what you see on television, many people have never spoken with an attorney before this time. So it is good to read the basic bankruptcy information and have a general understanding of the law.A bankruptcy is a process established by law to provide relief to individuals and businesses that are unable to pay their debts. Millions of individuals file bankruptcy...more
Debt Relief Options - Credit Counseling as a Bankruptcy Alternative Sometimes it is possible to seek a bankruptcy alternative through credit counseling. It is feasible to get deeply in a debt, but be able to avoid bankruptcy when certain conditions exist. First and foremost, if you earn enough income to pay your current monthly...more
The Bankruptcy Attorney – Do You Need An Attorney For Debt Relief? The bankruptcy attorney can seem like a confidante when you first meet him or her, because you will be sharing your personal financial details. Normally, these kinds of details are the kind people try to hide from the world for as long as possible. But when the debt...more
Bankruptcy Facts - Is This The Best Debt Reduction Strategy For You? The United States government provides a means for people who have too much debt to obtain a new start by eliminating the heavy debt burden. A bankruptcy is not intended to be an easy way to eliminate debt. It is meant to be a way to once again live a normal life without the stress of unsolvable financial problems. When you have too much debt and little hope of being able to reduce the debt without help, filing bankruptcy may be the best alternative.People can find themselves saddled with heavy debt for a million different reasons. Common reasons for finding yourself with spiraling debt are having too many credit cards with high interest rates, loss of employment, major hospital bills and living beyond your means. Having to file bankruptcy doesn't mean you are financially irresponsible. It only means that circumstances have led to unmanageable debt.It can be thoroughly miserable to be drowning in debt. You learn to fear getting the mail out of the mailbox because of the constant bills. The collection calls are stressful and constant. No matter how much you pay on high interest credit cards...more
New Bankruptcy Laws - Know Your Facts Before Filing Bankruptcy Bankruptcy laws are very clear about when you can and cannot file bankruptcy. Because of so much misuse of the bankruptcy proceedings in the past, the laws were revised in...more
Do You Need A Bankruptcy Lawyer To Get Debt Releif? A bankruptcy lawyer can restore your faith in the legal system, because he or she can prove that the laws are there to help you in your hour of need. Sometimes it is easy to view the legal...more
Credit Card Debt and Bankruptcy - Adjustments in Credit Policies May Help Consumers Eliminate Debt One can find getting out of Credit card debt to be a struggle. The debt accumulates really fast through credit cards. Most of us are used to a...more
Bankruptcy Vs Credit Counseling - How Americans Can Find Legitimate Debt Relief In this recent economic crisis more people are finding themselves in economic situation where they feel trapped in the huge amount of debts they have incurred. The...more
Bankruptcy and Debts - How to Avoid Filing Bankruptcy and Eliminate Unsecured Debts In these economically challenging times recession is at its peak and unemployment has gone above 10%. Under such conditions overextended credit card debt has...more
Debt Relief - Getting a Fresh Start with a Chapter 7 Bankruptcy You can think of a chapter 7 bankruptcy as a fresh start with a life not overburdened with unmanageable debt. The chapter 7 was designed just for the individual debtor and is...more