John Morgan is the owner of the John Carter Morgan, Jr. PLLC and a bankruptcy attorney in Warrenton, Virginia, with expensive experience handling Chapter 13 and Chapter 7 cases. According to Morgan, one of the biggest concerns people have about bankruptcy is what their friends, family, bosses, and coworkers will think. In fact, people are usually more worried about attitude from families and employers than they should be. Because of my practices...more
In the practice at John Carter Morgan, Jr. PLLC, John Morgan is a bankruptcy attorney in Fairfax, Virginia, with a proven track record of helping people filing for Chapter 7 and Chapter 13 bankruptcies. According to Morgan, while there are differing opinions about when the optimal time to file for bankruptcy is, there is no harm in contacting a bankruptcy lawyer for guidance as soon as you foresee a problem with your personal finances. The most...more
Anyone can face difficult financial times, under the right circumstances. Serious illness can often lead to smothering debt. When someone loses their job, it can cause a great deal of financial difficulties, also. A Carlsbad bankruptcy attorney can help you understand and reorganize your finances.There are many other options besides chapter 13 or chapter 7 action. These things should be considered a last resort, in most cases. A professional can advise you on the best course of action to take. There may be options available to you, that will work better than bankruptcy action. You may have to deal with the repercussions of drastic action for a long time.A chapter 7 stays on your credit report and record for as long as ten years. This may keep you getting a car loan or a mortgage, at some point. Even if you qualify, you may have to pay much more interest and other fees as a result.It may be better for some people to consider a chapter 13 over a chapter 7. Not everyone will qualify for a chapter 7, in their state. There are limits on the amount of monthly disposable income that you earn. Not all of your debts may qualify for a chapter 7, either.There are other reasons to consider a...more
In the year of 1999, Northrop Grumman was conducting a corporate downsizing and as a part of that they asked Richard Rousey to go for an early retirement. The same thing followed with Richards's wife Betty Rousey as she was also laid off. At that point of time the couple had both the (401k) and pension funds and had six months to...more
Just as important as the decision to declare bankruptcy is the bankruptcy attorney you select to represent your affairs. A bankruptcy lawyer specializes in the aspect of bankruptcy procedures and the corresponding laws. The attorney speaks for you in bankruptcy court. When in Florida, your choice of a competitive daytona bankruptcy attorney may...more
If you find yourself financially hampered or unable to pay your creditors and bills, filing for bankruptcy could be one of the options to consider. The official, legal definition of bankruptcy is based upon the idea that the individual or entity is unable to fulfill all prior financial commitments and responsibilities. For assistance with this procedure, if you live in Florida, you can contact a jacksonville bankruptcy attorney. It really doesn't matter where you live, as long as you go through these steps you should end up with a bankruptcy attorney who works for you.Step One: Look for referrals or scour the yellow pagesSearching for a bankruptcy attorney from the Yellow Pages is one of the easiest and fastest methods to find the information you need. A good and informant place to begin your research is the Yellow Pages. Professionals are listed under specific areas of expertise in the Yellow Pages. To find a bankruptcy lawyers, look under Attorneys, then go to the Bankruptcy heading. Referrals are also effective because they serve as firsthand assessments from people who know what you are going through. Go to known lawyers and obtain referrals. Because these professionals are...more
When this comes to bankruptcy and taxes, there might be several serious points that you are going to take into consideration. If you tend to be going to file for bankruptcy, make sure that you are doing everything you can to save yourself as much...more
Are you thinking about personal bankruptcy information ? Do you happen to have a lot of debts that you want to take care of? There are many solutions available when it comes to debt issues, but there is always personal bankruptcy. It should of...more
For months the bill collectors hounded you. But now what? Now it is time to decide what to do next. What are your options? Is Bankruptcy something you should consider? Are there other options that may be better. IT depends on your situation and...more
Bankruptcy law is complicated and not everyone can understand it. Trying to file the case without a lawyer can worsen the entire case due to improper knowledge and complex legal formalities. To achieve peace of mind and avoid creditor harassment, you...more
Bankruptcy is a state of financial crisis which is not faced by individuals at regular intervals. Hence many individuals end up with a wrong bankruptcy lawyer making the case worse. Bankruptcy lawyer with inadequate experience and knowledge can have...more
Hiring bankruptcy attorney is a wise decision as it involves complex legal procedures and formalities. Bankruptcy has varying laws that suit different financial crisis. Filing it under wrong laws can prove to be disastrous. To prevent your case from...more