The Fair Debt Collection Practices Act (FDCPA) has been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. Its purposes are to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's...more
The Fair Debt Collection Practices Act (FDCPA) as been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. The FDCPA is essentially a laundry list of what debt collects can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt.Most consumers harassed by debt collectors probably think it"s impractical to hire a...more
The Fair Debt Collection Practices Act (FDCPA) has been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. The FDCPA is essentially a laundry list of what debt collects can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt. Below is a laundry list of debt collection violations.1.A debt collector continues to call me after I told the debt collector to stop calling me.2.A debt collector called me before 8:00 a.m. or after 9:00 p.m.3.A debt collector was abusive, offensive, or used profane language.4.A debt collector continues to call me after I told the debt collector that I do not owe the debt.5.A debt collector threatened violence, physical harm, or to ruin my reputation.6.The collection agency did not send me a debt notice letter within 5 days of the initial communication.7.A debt collector called me at work even though I told the debt collector to stop calling me at work, because my employer prohibits such calls at work.8.The collection agency did not disclose that the communication was from a debt collector. In other words, the collector...more
Financial exchanges are very common in todays world. There will not be anybody in the world, who has never given a loan to somebody or never borrowed money. As it is a common factor, there are several laws which are related to borrowing money and lending money. The most important stage of this transaction is while collecting the debt. There are...more
East End Cosmetics the recognized name for cheap makeup in the UK recently announced its latest range of discounted makeup. Firm favourites such as Maybellines Instant Age Rewind Foundation, Revlons Bare It All Lustrous Lotion, Max Factor Colour Adapt Skin Tone Adapting Makeup and Calvin Kleins Summer Affair Bronzing Powder are on offer at bargain...more
Kerala the gods own country is always known for its spectacular Varity in clothing. People of all religion lives with harmony here and they have traditions which are centuries old. Marriage is one of the most important occasions in anyones life and here people do their best to make their marriages extra ordinary. Expensive clothing is an inevitable part in marriages in Kerala. Life in Kerala has always been influenced by people all around the world. Wedding Gowns, Lachas and Lehengas came into the Kerala cultural because of this influence. Sarees has been the most common bridal wear in Kerala. Thrissur which is also called as the cultural capital of Kerala is known for its cultural diversities. People there love to see Varity in everything, so as in clothings. Talking about bridal wear, saree is the traditional bridal wear in India and typically in Kerala. Indian sarees are so popular that even in fashion shows in Paris or London we can see models wearing our Jaipir or Kanchipuram sarees.One of the most prestigious shops which is offering and exclusive collection of bridal wear is pulimoottil silks. They have been providing superior quality clothing for decades. While talking about...more
Flowers bring ecstasy, enjoyment and happiness because they are the best way to show and express your love, respect, gratitude and emotions to someone you love and respect with the depth of your heart. There are so many presents that can be offered...more
Your home looks wonderful if its rooms are good-looking. The beauty of the room comes with floors and if its appearance is dull people may not like to visit your homes. Whether it is a small room or a big one, floors can play an important role in...more
For most, if not all, women who live in modern societies, the wearing of bras and panties underneath any outfit sexy or sporty, casual or formal, everyday or business is an everyday occurrence. These pieces of underwear are so much an accepted part...more
Bikinis are element of every woman's wardrobe. Sexy designer bikinis are usually the hot talk of your latest fashion shows. These bikinis are constructed for thin and delightful women; however, these bikinis look great on much physical structure....more
Justin London provides Legal and Consulting requirements for individual client and corporate client. We are US based law services. Our services are reasonably priced price. From our past experienced we have learned how to tackle complex cases and how...more
Have you ever wondered what makes a perfect gift for the lady who loves you the most? Well, here I am not talking about your beautiful beloved and if youre still wondering what I am talking about, just take a look on the calendar placed on your...more