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The Outreach of Micro Finance Services through SHGs in Puducherry The Outreach of Micro Finance Services through SHGs in Puducherry- A. Bharathy* & Parna Ray**Puducherry University Comminity College.________________________________________________________________________Abstract:Poverty is, and has always been, the biggest socio-economic challenge for India. Over the years many Government measures have attempted to help the poor by implementing different poverty alleviation programmes but with little success.It has now been realized that the essential need of most impoverished populations is the ‘need for credit' since they strongly prefer to start their own entrepreneurial activities rather than earn wages. The concept of micro-finance has spread extremely rapidly since its beginning in the late 1970s , but whether and how it alleviates poverty has been a subject of intense debate. In recent years Microfinance Institutions (MFIs) have begun to offer a wide variety of services, including insurance and business development skills training. Most of the micro-financing schemes in India focus on women and operate through the Self help Group (SHG)...more
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