Economically speaking, times are tough. But there is a bright side. Never before have there been so many government programs designed to help you reduce your debt and lower your bills. Billions of government dollars are being spent to fund mortgage programs, consolidation loan programs, utility subsidies and more. What's great about these programs is that you don't have to have good credit to qualify. They are designed to help families that have...more
If you are looking for ways to find relief from arthritis pain, there are ways that you can do at home to manage the pain and lessen the impact of arthritis in your daily life. Indeed, pain from any kind of disorder affects the quality of your life, but you can find ways to help yourself especially in the case of arthritis.Do exercise but choose the right activities for you. Talk to your doctor or physical therapist as to what types of exercises...more
There is a long history of using electrical stimulation to reduce pain going back as far as 60 AD when standing on electrical fish was recommended! The basis of TENS Transcutaneous Electrical Nerve Stimulation (TENS) machines derives from this observation and from the sixteenth to the eighteenth centuries it was used for pain relief in various ways being recommended by Benjamin Johnson among others as an effective method.However, modern TENS machines really derive from the methods patented in 1974 in the US. This arose from the observation that patients who were to have electrodes implanted in their spines found some relief from back pain after electrical stimulation was applied. The electrodes were to be implanted for pain relief but many of the patients found enough relief from the electrical stimulation applied to the skin that they never returned for the procedure to implant the electrodes. The patent for the system was granted to Medtronic who began manufacturing the earliest form of TENS for sale in the US. Later the patent was bought by Empi.inc who began manufacturing the units in the 1980's.How does TENS work?TENS works to reduce pain by producing a small electrical...more
Debt settlement is a daunting and sometimes impossible task for those badly stuck in debts. The more they try to come out of the situation the further it gets aggravated. The foremost reason why a person in debt fails to find debt relief without a professional help is the lack of knowledge and understanding of the entire process. Most Americans...more
I am in default on my student loans. Can bankruptcy help me get rid of this debt?Student loans are non dischargeable, generally. To discharge a student loan obligation through bankruptcy you must file a complaint requesting that your government-owned student loans be discharged pursuant to section Bankruptcy Code Section 523(a)(8). The standard for...more
Personal debt settlement programs can help to manage debt. Many individuals are looking for alternatives to the traditional means of paying unsecured loans, with minimum monthly payments, and getting no where fast. Small monthly payments for credit cards and store accounts, are not keeping pace with high interest rates and penalties for late payments. With the high rate of unemployment, salary cuts, and furlough days, consumers are forced to use credit cards to supplement their loss of jobs and wages. Using credit cards is a tangled web that is difficult to break away from. One reliable and effective method is through the assistant of debt settlement agencies.Proven negotiations are effective in reducing balances with creditors. These expert financial representatives, work with their clients to gain the best pay off amount possible with each lender. When bills are spiraling out of control, it is very difficult to know what the best financial solution is. Discover the ease and convenience of signing on with a settlement company that represents their clients, by handling the tedious financial negotiations with creditors. Usually a settlement amount will be agreed upon that will...more
Nowadays, debt management is becoming a must for most families. We have to realize this fact. Many consumers have severely cut back on spending as their earnings outlooks have become cloudier. As recently as 2008, studies showed the average...more
Being in debt is certainly one of the most painful situations one can ever face. The more you try to get out of the debts the more you are stuck in them. Sometimes, its a real challenge to pay off the amount you had borrowed. Thanks to the debt...more
Author: orellrf When it comes to hemorrhoids relief you want to try the most natural rout possible. Continuously adding more and more medications to try and survive piles can be daunting and costly. There are several things you can do without...more
Author: Murry FerrellIrritable bowels can be quite disturbing to the pace of life. Although it is not fatal, the fact that it is incurable can be hell on a person's lifestyle. This is because the symptoms associated with irritable bowels are quite...more