The First Steps with Social Security Disability Are you a great planner? Do you know what you will be doing in the coming weeks and months? Do you even know where you will be in the coming years? Let's just face a few simple facts, and the most important of them all is that your plans cannot ever be "set in stone". This is because it is virtually impossible for any of us to know what tomorrow will bring.For example, you might hit...more
Don't feel let down by disability, there is financial help arriving! Disability of any form always leaves an indelible scar on the life of the person struggling due to it. The inflicted pain coupled with mental pressure always pushes the affected person into a shell. But that is not the end to it. If one happens to be chief breadwinner of the family then disability can also result in financial stress. Clearly, such a situation...more
Disability Benefits, Employer and Unions: What is an A.S.O.? By David Share, PresidentDavid Share Associates, Lawyers One of the most challenging aspects of representing people in their disability disputes is figuring out whether we can help them in the first place. For most people, all they know is that they are supposed to have these benefits that pay them if they are unable to work, and the rest is merely window dressing. All well and good, but the path to finding a remedy when the benefits are denied is anything but simple.Is your workplace governed by a Collective Bargaining Agreement? Are the benefits paid by an insurer in their capacity as a manager of the benefit plan? When an insurer enters into a contract to manage disability benefits payments for an employer who is financially responsible to pay the benefits? This contract is usually called an "Administrative Services Only" agreement, or A.S.O. Why is this important? Because, the answers to these questions will determine whether a dispute regarding disability benefits belongs in the courts or must go through the labour relations system.Disputes that properly arise under a...more
The Disability Benefit "Buyout" By Kirk Sloane B.A.(Hon), LL.B.Lawyer, David Share Associates, LawyersMany disability claimants have heard or read about the following scenario: your disability insurer calls you on the phone, sends a representative to your home, or sends a letter proposing a lump sum payment to "buyout"...more
You Need Social Security Disability Attorneys to Get Your Full Benefits Social Security disability attorneys have the expertise to take on the federal government on your behalf. If you have ever done your own income tax return, or dealt with the government for any reason, you know firsthand how difficult it is to get your point...more
Short Term Disability, Disability Coverage, Income Protection Hi, Scott Swartzendruber. I’d like to discuss the topic of income protection also known as short term disability coverage. And kind of share some stories with you. Over the last five years, there has been rather large increase in the percent of people that are now living paycheck to paycheck. And that just means they don’t have an savings put away like they used to have. The economy has increased hard times on all of us and created more of a--I guess crisis in that area. The income protection that’s available to employees is custom designed and built to what they have need for it. We help employees understand what workers compensation does, how it protects them and then we also more importantly help them understand that if something happens off the job, what the exposure is? There is no protection there. Workers compensation does not cover off the job injuries or illnesses. So we provide program and options that help fill that need and provide that much needed extra income when things do happen. The injury disability starts first day. So if you're out there playing softball and get injured we’re going to...more
You may want to hire a social security disability lawyer when your disability claim has been rejected which is most probably the case when you have applied for the first time. Disability benefits were introduced primarily to offer aid to all those...more
9 Steps 2 Disability Review With your 9 Steps to Getting Social Security Disability Action Plan, you can:Grab A Copy Click here· Go through the disability determination process prepared for anything.· Describe your disability using the same...more
If you are struggling to help a baby with a learning disability then the question of eye tracking when reading may have come up greater than once. Eye tracking refers back to the potential of the reader to control their eye actions so that their...more
Registered Disability Savings Plans (RDSPs) Explained RDSP stands for Registered Disability Savings Plan. The RDSP works is a Canadian savings plan similar to the Registered Education Savings Plan (RESP). To be eligible for an RDSP, an...more
Can Social Security Disability Advantages Stop? It is a sensible day when you get the news that your Social Security Incapacity benefits claim has been approved. The long, arduous application process is over. The Social Security Administration...more
Disability Is A Damper – Make Sure You're Prepared Being disabled is a very frightening situation to be in. You start to think about all the things you can and cannot do and who will help take care of you. No matter what the...more