The number of first time buyers fell to a 17 year low in 2009. Just 347,000 first time buyers took out a mortgage last year. This figure is 100,000 below the previous low in February 1993 and is half the 700,000 in the year ending April 2005 and below the average of 561,000.This fall can be largely attributed by the tightening of lenders' restrictions, with larger deposits being demanded for first time buyers with best rates...more
The new stamp duty holiday for first time buyers that was announced in the recent budget may have sparked an increase in potential buyers. Moneysupermarket.com has seen a 15% rise in first-time buyers searching for mortgage deals in the past week. While Easter is traditionally a busy weekend for the property marketing, Savills also confirmed an unusual increase in first-time buyer activity. Lombard Streets Research has released a...more
I thought it would be of interest to write this article about the famous British recipe – Bubble and Squeak which is a really tasty meal of fried leftovers. There is a fine example of metaphorical ‘Bubble and Squeak' and eighteenth century wit in an article in The Mid-Wife: or, the old woman's magazine, by Christopher Smart, 1753 - which is certainly not a cookery magazine. The second quotation cited for the actual dish is in 1772 but there are earlier references to the figurative use of the phrase, so the dish was undoubtedly being made well before this time all over England.Bubble and squeak is a traditional English dish made with the shallow-fried leftover vegetables from a roast dinner. The chief ingredients are potato and cabbage but carrots, peas, Brussels sprouts and other vegetables can be added. It is traditionally served with cold meat from the Sunday Roast and pickles. Traditionally, the meat was added to the bubble and squeak itself, although nowadays it is more commonly made without meat. The cold chopped vegetables (and cold chopped meat if used) are fried in a pan together with mashed potatoes or crushed roast potatoes until the mixture is...more
House prices recorded their first fall since June with a fall of 1.5% in February according to the Halifax. The fall was blamed on the end of stamp duty relief, the cold weather and more properties coming onto the market.Prices are still 4.5% up on the previous year and 8% higher than the low point of April 2009, but the market has...more
The Council of Mortgage Lenders has warned that borrowers will continue to find it difficult to access competitive mortgages for 'years to come' unless reforms are brought in to change the way lenders raise money.The CML warns that when current government support schemes cease in 2014, there will be a £300bn gap between demand for...more
Pop art earned its name by combining pop culture with artwork that suits the pop culture lifestyle. It actually took some time to receive recognition for this art form because many people considered it to be non-artistic. While the origin of the term pop art is not really known, this art form gained its popularity during the 1950s and it was one of the biggest art movements in the twentieth century. This art form is derived from themes created by mass culture and the media. Most of this type of art was created from images on television, in movies and in comic books. If you are an old magazine enthusiast you may be very familiar with the look of pop art because it was very popular in advertising to attract a broader audience, even more so than modern art. Pop art forms were very easy to understand as opposed to more abstract modern art forms. Being so iconic and was extremely accessible to the masses. This art form was widely considered academic but unconventional. Always easy to interpret, unlike some of the modern art, pop art made a gigantic splash in the art world and has had lasting impressions even today. This helps us to understand just how vast its popularity was because the...more
Have you ever met someone who signed up for the Marines, went to boot camp, only to fail & be sent home? I have. They are the most rejected, self-pitying, defeated & despicable individuals you'll ever set eyes on. When asked what...more
For most people buying a house is a big decision, being the biggest purchase someone will make in their life. Below are ten things to consider when purchasing a property:1. How far is the property from work? For most people the maximum...more
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