Final in a Series on "Employment is Broken" An effective employment process is critical for employers when seeking to add new members to their staff. There are seven stages in the process, and employers must understand and effectively implement each stage in order to engage potential employees and therefore successfully select and onboard the best candidates in the field. This series of articles has examined how each stage is currently broken and...more
Often time's the most disheartening part of striving for a goal are the small defeats. The "no" you get when you ask for a sale, the off month you have where cash is tight, or any other things that can go wrong in any kind of goal or venture.In order to succeed however, you need to learn how to get over these small defeats quickly. We've all heard the expression "don't sweat the small stuff" - But that's often an axiom that's easier said than...more
A mortgage broker and a lender are commonly mistaken as one and the same. Though they function for the same purpose, which is to facilitate loans for borrowers, the difference lies in the process of doing so.A mortgage broker, such as a DC mortgage company, offers product loans given or offered by various lenders. On the other hand, the lender is the actual provider of loan to the borrower. Simply put, the mortgage broker acts as a middleman between borrowers and lenders in which the broker may work either with the lenders firm or independent of it.A mortgage broker works hand-in-hand with borrowers to assist them in finding the appropriate lender for them. A crucial skill for brokers is to be able to identify the needs of borrowers. They therefore have to constantly search for the best deals from lenders. Since mortgage brokers often have a numerous and wide range of connections from various lenders, they are able to recognize specific deals that match the borrowers situation.Obviously, having a wide range of contacts is advantageous to borrowers who have meticulous needs. A mortgage broker makes it possible to search for a lender that caters to borrowers special needs such as...more
People normally get confused when the word mortgage comes up. This is because the loan and financial industry is often off limits to laymen. More often than not, individuals do not concern themselves with real estate and loan technicalities and would just rather apply for loans that they deem are appropriate for them. It is therefore important to...more
Chairs come in various sizes, designs, materials and can be easily applied to any area so as to enhance its look. The evolution of furniture has given way to newly designed bean bags that can be applied to any spot for utmost comfort and interior dcor. Picking the right sofa chair is essential for creating the required ambiance in any zone.When...more
The words manager and leader are often used interchangeably, yet upon reflection, most people would agree that there are key differences between the two. Is one necessarily better than the other? One might assume that someone whos a leader would be better under any circumstances yet this isnt always the case.First, its helpful to define the difference between a manager and a leader. This isnt always an easy task, as there arent strict definitions for either role, and in particular, the definition of a leader has many variations. In general though, a manager is someone who is more process-oriented, focused on the tasks that need to get done in order to reach a goal. A manager wants that process to run smoothly, and will put mechanisms into place to ensure that this is the case. A manager is organized and will get the most from people through that organization, rather than through inspiration and motivation. A manager sets out a workplan or list of tasks, and makes sure that the project team is hewing to that schedule.How about a leader? Well, while a leader may also be good at some of the same things that a manager is, being task-oriented isnt his primary skill. Rather, a leader...more
There are a vast number of project management methodologies that can be used, and often the one that is selected is a matter of personal preference. These methodologies are essentially the different ways in which projects are started, planned, and...more
With the economy still in turmoil, many companies continue to look for ways to save money in any way possible, from cutting employees to reducing hours or cutting back on any employee perks that were still available. Naturally, one area that many...more
Loaning processes can be confusing if some technical terms are unclear. Here are some commonly used terms in the business of mortgage loans. Next time you contact a Dallas mortgage firm, it can be much quicker when you know how it works.A mortgage...more
With Dallas refinance plans, you can save more money to manage your finances more efficiently. People refinance their mortgage to avoid bankruptcy or foreclosure or to pay for home improvement to raise their homes market value. Refinancing is...more
Author's Note: Although water and weather temperatures are cooling down, don't put away your rod and reel just yet. There are plenty of big bass and fat crappie to be caught in November and December. To find out where to catch the biggest and the...more
Buying a home is a major decision. Logically, people prepare for this because it involves a lot of money. They want to buy a house that could meet their needs and something that could also fit their lifestyle and preferences. Meanwhile, buying a home...more