A retirement annuity may be the answer to our questions about our retirement. In recent years, we have seen very bad things happen in our economy. These things have led to our doubting our retirement accounts; and with good reason. Over the past decade, we have seen retirees returning to the work force in record numbers. There are many reasons for this, but they are all based on the fact that something happened that caused these people to not...more
One of the newest products designed to aid people in their retirement is a product called the retirement annuity. A retirement annuity is an insurance product, designed to compliment your existing retirement plans. The product is designed as an addition to your IRA, pension and social security accounts. So, how do you decide if it is the right solution for you? You can start by asking yourself a few questions.Do I Have Enough for Retirement? Will...more
A retirement annuity is an insurance product that is used, generally, to fund your retirement. Like life insurance, the policy insures a specific occurrence in your life. In the case of a retirement annuity, that even will be your retirement. You can use your retirement annuity either as a way to fund your retirement entirely, or to provide supplemental income to your 401(k), IRA or other retirement products you may have. Why get an annuity? You have worked for decades and you have worked hard. You deserve to enjoy your golden years doing the things you have always wanted to do, and the best way to be sure you can is to make sure your retirement is fully funded.You can fund a retirement annuity with a lump sum, or you can fund it with payments over time. Either way, it will annuitize when you retire, paying you monthly from the day you retire until the day you pass away. Depending on how it is set up, it will either default to the insurance company if you die, or your surviving family will receive the rest of the payments. Retirement annuities can grow until the day they are annuitized due to interest or investments. Low risk annuities are like savings accounts or CDs. They do gain...more
Relax and Take it easy One of the most stressful things in your life is quite possibly, moving house. Finding a new property you can call 'Home' is difficult enough without finding the right Estate Agent, Mortgage provider and hoping the exchange goes through with no hiccups.Then of course there is the move itself. If I didn't shave my...more
A retirement annuity is like having insurance for your retirement. It actually takes the form of an insurance policy, and the action required for the benefit to pay out is the day you retire. Retirement annuities often take the form of supplemental income for other retirement plans you have made. It is not uncommon for an annuity to supplement...more
An Elf On The Shelf - A Holiday Tradition Assuming you have young kids, they're most likely already becoming fired up thinking about Christmas and all that it brings with it. The Elf on The shelf is an excellent Christmas tradition to bring into your home. Yes, your children will find it irresistible but in all probability you'll find they behave much better than usual, as they will believe that the Elf is going to be reporting back to Santa, which can only be a positive thing.It's a wonderful book to read with your children when it's time for bed and will definitely get everyone into the festive mood. The concept behind the tale is that Santa needs to find out whether a child has behaved or not before he brings all of the gifts on Christmas Eve. So Santa sends his Elf down to keep an eye on the youngsters in every house. The Elf rests on the shelf (or mantlepiece or kitchen table) and after watching over the youngsters each day, comes back to Santa every evening to report on their behavior. It is key to be sure you shift the Elf about because he will lose his magic if the children find him in the very same spot each day. He is supposed to have already been all the way to...more
How To Get A Free iPad Australia The release of the iPad has created such a large consumer demand for the product they are practically sold out worldwide. The only way to get your hands on one at this point in time is to enter a competition to...more
How to decorate your nails for your halloween partyNails allow you to make your statement in a more subtle way and are always great fun to decorate. As we know, different false nails are suitable for different occasion. So when we decorate the nails...more
A retirement annuity is an excellent vehicle for funding or supplementing your retirement income. We all want that day to come; the day we no longer have to work, that we can kick back, relax and just enjoy the rest of our lives. Chances are, you...more
Have a popular halloween costume with the false nailsYou may think a lot how to dress up in the halloween day and dont know how to have a popular halloween costume. Even though you have selected the costume, there are also a lot of things you need to...more
If you want to book late theatre tickets in London for your favourite show, or one that you think you are likely to miss, its quite easy. Even at the last minute you can find seats at discounted prices even for evening shows on the weekend. The best...more
What You Might See While Snorkelling on a Fiji Holiday Fiji is a holiday place unlike any other in the world. Crystal clear waters, warm beaches, and luscious landscapes bring this unique island nation to life. Thousands upon thousands of...more