A different sort of London London has many forms of entertainment on offer for visitors to this city rich in history. While there is always the tried and tested sites of interest such as the Tower of London, depending on the time of year of the visit there are off the beaten track things of interest to do. Though stoic and staid in its historic background London has now developed into a more hip city where if it is summer open air...more
Money Making Christmas ClipArt and Graphics Review Do your acquaintances have the same or similar Christmas cards and letters? With Christmas ClipArt and Graphics, you can make your cards and letters individual and personal. And, why not get started on next year's? Make them for your own use or as a home-base business. The Christmas Super Deck has more than 1500 images to download on your computer. Mike claims his graphics are Royalty...more
A fixed annuity is a type of retirement annuity that can help investors protect and grow their money via long-term investments that offer guaranteed minimum returns over set period. These investments allow senior investors to lower the overall risk of their investment portfolios as annuities are backed by the corporate credit of the insurance provider. A fixed retirement annuity is set in motion by the money the annuity holder pays in the form of a lump-sum investment. After the life insurance receives the initial payment, the money is invested in a pool that contains low-risk assets. The annuity provider then ensures investment growth by fixed amounts, which then generate an income stream for the buyer over a specified time frame. The investor may choose to receive income in one lump sum or a number of payments over the set time frame up to the entire lifetime of the investor. Payments from a fixed annuity may also be made to two individuals over a course specified in the annuity contract.Immediate and Deferred AnnuitiesYour fixed annuity may also be classified as a deferred annuity or immediate annuity, depending on the structure of your annuity payments. An immediate annuity is...more
Nelson Bay in Australia is the perfect spot for a weekend getaway Too much pressure at work? Need a quiet time out? Yoga and meditation are so yesterday! Pack your bags and relax- the Australian way! Make a trip to Nelson Bay and you will never have enough.The little picture postcard town is ideal as that relaxing getaway, that also happens...more
Clean Water In Africa Is The Focus Of The Canadian Charity: Watercan If you've ever been without clean water for any length of time, you know how difficult it is. Imagine however, being without clean water in Africa. Take a moment and think of what it would be like to have to walk miles in one direction in the hot sun, just to make it to a...more
Even a little bit of research on the topic of fixed annuities will allow you to see how beneficial these products can be in strengthening your retirement income planning strategies. These investments, which come with low risk while generating decent yields, are guaranteed by the provider to generate fixed and stable income for the retiree who wishes to offset the overall risks of the other investments in his or her retirement portfolio. In comparison to other types of annuities and other investment options for the retiree, the concept of a fixed annuity and how it works to generate income is also easy to comprehend. After the investor pays the lump-sum to an insurance company, the money is the placed into a low-risk pool of investments. Since the initial investment from the annuity buyer is distributed among a number of low-risk investments, there is a comparatively small likelihood of investment loss. In addition, any risk that results in the possibility of investment loss is entirely on the shoulders of the annuity provider, making it a great investment for the risk-conscious senior. Unsure about purchasing a fixed annuity to help bulk up your nest egg for retirement? Here are...more
When you work and pay Social Security taxes, you earn "credits" towards social services. The number of credits you need to get retirement benefits depends on when you were born. If you were born in 1929 or later, you need 40 credits. This means ten...more
Top Reasons for Installing Blinds and Shades for the Holiday Season As holidays roll around and family and friends come to visit, many people feel they spend more time getting the house ready than enjoying the holidays. One of the quickest and...more
Looking For A Reputable Africa Charity? Everywhere you look these days there's a new charity. Sometimes it can be overwhelming to sort through all the ones claiming to be a beneficial and important Africa charity, to find charities that truly...more
Santana Returns to Australia The legendary guitarist Carlos Santana will be getting to the land down under during the month of March in 2011. Beginning with two shows in Jakarta, Indonesia, Santana and band will then depart for New Zealand and...more
Kings of Leon to Return to Australia Widely acclaimed and continuing to evolve musically, Australians will get to enjoy the latest offerings from The Kings of Leon when the band returns to Australia in 2011. With four albums now under their...more
Relax in Comfort at English Country Cottages The suggestion of English country cottages evokes thoughts of a warm hearth, warm woolen sweaters and a mug of tea. It also puts one in mind of beautiful beaches, rocky cliffs and endless skies....more