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Rise in Inflation to Affect Student Loan Rates The unexpected rise in Retail Price Index (RPI) could leave as many as four million graduates and students facing a rise in interest rates. Student loans are related directly to the RPI measure of inflation for each year. According to the latest figures, the RPI went up by 4.4% in March this year implying that student loans are set to surge.Needless to say that this would come as a shock to the students given that they are currently paying negative or no interest because the RPI had fallen to a 50-year low of -0.4% last March. The rise means that the student loans would continue to grow even when they begin to make repayment and that the interest would be higher than their repayments.For over 400,000 graduates who are repaying loans that they took before 1998, the interest rate is entirely based on the RPI. The rise in RPI means that they would need to start repaying 4.4% on their outstanding loans. For the remaining 3.3 million people who have taken out student loans since 1998, the interest rate is either based on the RPI or the Bank of England base rate plus 1%, depending on which is lower.The base rate has been 0.5%...more
Refinancing home equity works for the benefit of borrowers Home equity refinancing becomes helpful when a borrower wants to reduce the interest rate on his existing loan. Moreover, refinancing can be used for various other purposes including of changing the amortization period, converting adjustable rate to flexible rate or...more
Working Overseas: Be Paid Lowly and Treated Badly.. Then, Send Home Money Back in their homeland, Indonesia, migrant workers from Indonesia are called pahlawan devisa (heroes / heroines of foreign exchange). They work abroad and send money home to finance their family lives. They pursue jobs abroad due to the scarce domestic...more
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Four Leads to Make Sellers of Allen Homes for Sale Accept Offers Convinced with the developments lately in the residential real estate market? And perhaps you have already chosen your dream house or next residence among Allen homes...more
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