Have you taken advantage of Long Term Care or LTC insurance leads? Long term health care insurance provides ample opportunities for insurance agents to earn a great income. If you aren't familiar with this type of insurance, then do a little research on it. Then you can begin using long term care insurance leads to build your business.With prices for doctor's visits and stays in hospitals as high as they are today, long term care insurance is...more
Agents have many choices when it comes to selling insurance. From an agent's perspective, each type of policy has its own benefits and drawbacks. Certain policies are easier to sell, while others provide higher commissions. Although insurance isn't always highest on an agent's list of policies to sell, it is definitely worth checking out. Just consider the usual steps required to earn commission on a universal or whole life insurance policy:setting several client appointmentsconstructing policy illustrationscompleting applicationsending application to regional office for approvalsetting client medical appointmentobtaining client's medical recordssupervising the policy underwritinghanding over the policy once it's approvedsubmitting delivery requirements to regional office The entire process can take some time. You can expect the time from your initial client appointment until you receive commission to be as long as ten weeks. This is one reason final expense insurance is worth considering. Completing a final expense insurance policy generally requires far fewer steps. This means you can get paid for your policy and move on to the next one without so much time elapsing. Here are the...more
The internet is an incredibly useful tool and it can be used in a myriad of different ways. We can shop for just about anything online and often save ourselves a lot of money in the process. Since the advent of the World Wide Web, more and more people have cottoned on to making use of it when they are looking for a certain item or service. Even...more
If you run a pub, club or hotel, then you will be fully aware of just how many valuables are kept inside your premises. Of course, the most obvious thing to consider is your takings. But there are plenty of other expensive items to think about as well. Your large selection of drinks will be worth a substantial amount of money whilst cigarette...more
Running your own business involves enough hard work as it is, but when life springs one of its little surprises on you then it can really make things difficult. And life has a nasty habit of doing just that... Having a commercial property means that there are a number of unfortunate events which can occur. Fire, theft, vandalism and flooding are all within the realms of possibility and it is vital that you have a good shop insurance policy which will help your business to recover. You may have been running your shop for a year or two without any incident like this ever occurring; but it more than likely will at some point in the future. That is not being pessimistic about life; it is just looking at things realistically. Take the risk of flooding for instance; obviously some shops are at a greater risk of this than others simply because of where they are situated, but it still needs consideration. We seem to be suffering far more erratic weather conditions these days and water can do an untold amount of damage. If your premises do get flooded, then you can lose an enormous amount of your stock overnight. But the problems do not end there... How long will it take to get...more
When people are looking for an insurance policy, they can often make a number of mistakes. Experience in life will give us an infinite amount of wisdom, so if you have never taken out a policy before, it is all too easy to get the wrong sort. Dog...more
Umbrella Insurance for Excess Liability CoverageUmbrella liability insurance for small businesses which is better known as excess liability insurance is a specific kind of insurance protection that provides extra protection when you force to exceed...more
Finding the best shop insurance cover can often be a tedious and time-consuming business, especially if you are working alone. And when you have spent your day dealing with customers (including the odd awkward ones...) the last thing you are going...more
When starting up your own business, there are a multitude of things you are told to consider and its not always immediately apparent what they all mean. Professional indemnity insurance is one of those things; from the name alone, its almost...more
In todays cutthroat world, in which people have be known to make a living suing others, professional indemnity insurance is a necessity for any business that doesnt want to find itself stunned by a vast legal bill. Although risk management is an...more
Pubs, clubs and hotels have always been a preferred target for criminals. They have all kinds of treasures just waiting to be plundered. Cash, alcohol, cigarettes and even charity collections can be easy pickings for thieves. But just how would...more