The auto insurance plans and their terms and conditions are different among various countries. For example, the terms involved in Australia may be totally different from the terms involved in the United States or any other land for that matter.There are quite a few factors which affect the cost of automobile insurance quotes. One factor is the quality and brand name of your vehicle. Car insurance for high end automobiles is clearly much more...more
Your medical needs obviously differ from that of your friend or your spouse. So, how can you expect your medical insurance to be the same? Health or medical insurance rates vary from person to person, since their health habits are dissimilar.You can customize your health insurance policy to fit your requirements, and pay accordingly. Usually, the insurers determine the rates you pay for your health insurance policy, after assessing the extent of...more
With the number of life insurance products in India increasing at a fast rate, no doubt the industry is mushrooming. Life insurance requirements differ as per personal situation and way of living. If you have dependents, you will probably want to buy a large insurance policy to receive bigger coverage. Since your income plays an important role in supporting your family and managing your financial commitments like mortgage payments, education of children and other recurring bills, a life insurance policy ensures that your family is not hard pressed by such financial responsibilities in case of an event of your sudden demise. How much to buy?The amount of insurance that you want to buy depends on various factors like your income, nature of spending, bills to be paid, coverage required, dependents and their lifestyle, debts and your overall lifestyle. Generally, it is a smart choice if you buy a life insurance policy that offers a coverage amount that is 5 to 10 times of your annual salary. Which policy to buy?Along with term and whole life insurance policies, there are many kinds of life insurance products available in the Indian insurance industry. Private players come up with their...more
If youre in the UK and youve study any of the nationwide newspapers, read any high-street signs or possibly sexually aroused the telly this year in which case you cant didn t work to heed about the PPI disgrace rocking the countrys lenders.The storyplot thus far goes slightly like thisBefore 2011, many people looking for as for a loan as well as...more
Those people who are involved in more dangerous jobs than these can expect to get higher salary rates. Although, people extensively involved within most of these livelihood occupations usually see it hard to obtain reliable insurance plan options that meet the requirements. Loaning companies extensively study the mandatory background information...more
Life is indeed unpredictable. Along with this comes the importance of money in existence. Life insurance is a financial tool which provides financial protection to the beneficiary after the death of the insured. One of the most common insurance policies is the pure protection plan like the term life insurance. Its main aim is to provide protection to the beneficiary; it does not aim at investment. It focuses on a specified period of time unlike a whole life insurance policy. It is important to take into account the guaranteed premium period in case of a term life insurance. Its up to the insured to pay the premium monthly or annually. However if the insured does not pay the premium within the grace period of 30 days then the policy is deemed to be cancelled. Different policies have different characteristics. Some policies can be renewed even after lapse.Advantages of Life InsuranceDual benefit-Unlike other investment tools whose sole motive is wealth creation ,Life insurance policies have a dual motive that is it not only acts as a saving instrument but also ensures that people who are dear to the policy holder continue to live life without any monetary burden.Planning for life...more
The average mis-sold payment protection insurance (PPI) claim is in the thousands of pounds, and some receive as much as tens of thousands. If you took out a credit card, loan, overdraft, mortgage or other lending product before 20th April 2011, you...more
Individuals across the world go out to work on a daily basis and many think nothing of the consequences that losing your income would do to your lifestyle, routine and family finances. Now more affordable than ever before, policies such as income...more
Just because your neighbour's plan is great for them, this doesn't necessarily mean that it will be right for you. Accident and sickness insurance rates are based on several factors which include your age, gender, location and your medical history....more
How much risk can you stand? This is a great question to ask if you're looking to purchase a new smartphone. There's no question that your new phone will become a big part of your life, so it only makes sense to protect yourself should anything...more
No matter whether you plan to purchase a new iPhone, Samsung, HTC, or other high quality smartphone, it would be foolish not to protect yourself with quality phone insurance. Smartphones can and do experience problems and can certainly break when...more
Car insurance is a product you can purchase to protect your property in case of crime or accident. Choosing the right car insurance for you can be overwhelming because there are so many different companies and policies available. When shopping for...more