All types of annuities have guarantees and insurance. Fixed annuities' insurance is the insurance that covers all insurance companies, just like any other insurance product. It also contains guarantees, which is similar to insurance. The guarantee is that your base premium won't fluctuate in value but simply increase with interest additions.Fixed annuities are similar to CDs They offer a specific interest rate and apply that to your principal on...more
This is not an article about being green, otherwise youd be reading all about how great public transport it and how getting a bike or walking more is the way forward, all of which might be true but wont be of interest if your commute if 40 miles and there are no direct trains for example.So, for those who are under no illusion that theyre getting rid of their cars, read on for how to lower the dreaded car insurance. There are many ways, of...more
According to the British Crime Survey (BCS), burglary victims are subject to violent attacks in their own homes every 30 minutes in the UK a statistic that will no doubt shock and alarm homeowners and make them think twice about having their home at anything less than 100 per cent secure. But 100 per cent secure is not a realistic option; short of turning your entire house into a panic room complete with steel shutters on all the windows and doors, CCTV, direct link to the local police and food to ensure you can last even the longest of lock ins. Like I said, not a realistic option and even if it was, it would likely cause more panic than living at 80 or 90 per cent security and normality.A lot of burglars are opportunist, unless you publicly own something particularly valuable or desirable, chances are you wont be subject to a meticulously planned robbery but rather a chance occurrence by someone desperate for some money. The recession has hit households hard and some cant see any other option than to steal from the rich to give to the poor this modern day Robin Hood culture is pushing home security issues up the list of priorities for homeowners which can only be a good thing,...more
A good thing to keep in mind when looking for this type of thing is that SR22 is not a type of coverage but a form. This form basically tells a company and the state that you do in fact have a type of coverage. Some companies will fill one out automatically when you refuse a type of coverage. These requirements can be confusing at times and need to...more
Imagine this scenario, you or a family member is down with an illness and needs to be hospitalized. The treatment is expensive and you will have to stretch yourself to foot the bills or you may not be in a position to finance the expenses at all. This could be a very hassling experience indeed. What is worse is that you might not receive the best...more
A lack of health insurance policies for long has been a big problem for people all over the world. There are direct as well as indirect costs that are related to not having an insurance policy. Direct costs mean that a non insured individual, when...more
A certain percentage of the population in the United States are still not covered by medical insurance, despite the best efforts by the government. There has been a lot of debate on the need of covering the entire population by health insurance and...more
The Illinois state in the United States offers multiple programs in health insurance that suits just about everybody. There are private as well as the public operators that shells out the most suitable insurance plans related to health. The unique...more
It's easier to save money with insurance Maryland by shopping for automobile insurance, uniting different policies and asking for discounts. With intelligent planning, a driver can save lot of money in the future to come.Finding Affordable Insurance...more
The use of food storage is increasing in popularity as there are many more natural disasters occurring all throughout the United States. Food storage is a good idea for safety and planning reasons to ensure you and your family will be taken care of....more
Small business insurance provides those who own and operate small companies with the peace of mind to know that they'll have access to the funding necessary to keep going in the event of an unforeseen problem. If you own or operate a small business,...more