Some Car Insurers have, therefore, tried to simplify the wordings themselves. There are dangers in this area since the traditional car insurance policy wordings have been well tried and tested in the courts with known outcomes, whereas simplified translations are unproved and may bring in areas of uncertainty as to the actual levels cover being offered and provided.Read Your Car Insurance Policy Wording Carefully before you Buy On-line By:...more
Whether you drive a huge sixteen wheeler truck, a regular car or van, or even a motorcycle, you still require insurance before you are allowed on any public road in the UK.The actual type of insurance you require will depend not only on the type of vehicle you drive, but it will also depend on what the vehicle is being used for. In other words, is the vehicle being used as a private vehicle, or is it being used in order to perform business...more
A vast number of private contractors rely heavily on having a van in order to conduct their business, simply because vans in general are excellent utility vehicles. Of course these vans also need to be insured, as do all vehicles in the UK. The problem however, is that many small business owners remain unsure as to the type of insurance they require.Much of the confusion arises from the fact that many business owners only have one vehicle which they use for private use as well as business use. In other words, many of them will be using their vans for social reasons, and in some cases, their vans are only used once or twice a week for business purposes. This has led to some people believing they can just take out regular insurance rather than commercial van insurance because they use their vans more for private use more than they do for business purposes.Unfortunately, the law doesn't see it this way. If you have commercial van insurance, you can almost always use the vehicle for social reasons, although this is something you should still clarify when you apply for cover. If on the other hand you have private van insurance, you are strictly forbidden to use the van for any type of...more
Even though you are able to get covered with this well being insurance, still, we are able to never deny that we have to stop illnesses as a lot as we can. We need to bear in mind that prevention is usually much better that cure. It is a noble thing to do, that you simply supply kind services to other people in foreign lands but you still need to...more
If you use your van to conduct any form of business which results in you receiving compensation, you are not entitled to drive it on regular private insurance. If you do, and you get caught, your existing insurance policy will become invalid and you'll more than likely get points against your license.Any van being used for business purposes has to...more
Whether or not your vehicle is used for business, you are still required by law to have insurance. Of course even if there was no such law, any responsible business owner would still take it upon themselves to make sure one of their most important assets are adequately covered against things such as theft, vandalism, and road accidents.After all, you need to ask yourself whether or not your business could survive without transport. Perhaps it could for a limited period of time, but the chances are you'd still see a dip in your profits.Let's for example say you're a private contractor working in the plumbing industry, and you own a Ford Transit van for which you have no commercial van insurance. You get called out to repair somebody's central heating system, and while you're inside their home, thieves make off with your van. While you're working away you realize you need something from your van, so you go outside only to realise you no longer have a van.Your first reaction would be to call the police, but with so many vans being stolen everyday in the UK, the police are not going to be able to help you much, apart from giving you a copy of the police report which can then be handed...more
Getting low cost health insurance in Texas is not very easy but it is not virtually impossible either. The mantra of landing on a low cost health insurance in Texas is the knowledge and information regarding changes and alterations brought by the...more
Unless you come from some distant country, you probably already know that vehicle insurance is mandatory in the UK, but you may not have a clear picture regarding what sort of insurance you need. Unfortunately, pleading ignorance is not going to get...more
If you are on the look out for global health insurance providers you can make use of sites and compare health insurance quotes easily. It is not wise to be without global health insurance coverage because illnesses can strike you when you least...more
When it comes to health insurance one plan may not meet everyones requirements. If you come under a group insurance plan through your employer you may have to accept the deductibles and coverage offered by them. The merit of a personal health...more
Buying life insurance is something that no one wants to deal with, but everyone should do it. If you find it difficult to think about what people would do after you were gone, you should think about how difficult it will be without financial coverage...more
Though scooters have always been common in Europe, a recent poll showed that scooter ridership was up by over 200% inside US. With countless scooters to the road, the opportunity for scooter accidents have increased as well as need for scooter...more