Renters insurance is a good option for anyone renting a property. It may seem like you have coverage from the insurance policy of your landlord, but you need your own renters insurance if you want protection. The insurance coverage of your landlord only covers the property, and not any of your possessions that need safety and coverage, which are covered by renters insurance.Renters Insurance Common PolicyRenters insurance provides coverage for...more
Buying the right type and the right amount of Los Angeles life insurance can be a confusing process, especially if you are just beginning to research the best life insurance policy for you and your family. There are many questions to consider and there isnt a one-policy-fits-all answer. Although you will definitely want to discuss all of your options with a reputable Los Angeles life insurance agent who will provide recommendations based on your...more
Who Needs Car Insurance?I've heard financial experts claim that life insurance is the most important investment one can make. I would suggest that if you own a car, car insurance must be a close second. Everyone that drives a car needs car insurance to save themselves and their property in the case of an accident.What is Car Insurance?Car insurance is a product that one may purchase to help cover any costs incurred due to a car accident. Like most products, one must shop the market in order to get several quotes and then choose a car insurance policy that will save him- or herself money.An insurance quote is obtained after supplying basic information to a car insurance company. Once one has disclosed his or her age, location, car, accident history, and any other information the car insurance company requests, they will compute the relative risk one is to the company. Depending on this level of risk the auto insurance rates may be lower or higher than someone else insured by that car insurance provider.When Does Car Insurance Apply?When a car insurance premium has been paid, the insurance policy is effective 24/7 throughout the contracted dates. For example, after getting several...more
Ignorance About Car Insurane Can Be Costly!Let's face it, paying for car insurance is not on the top of anyone's list. Car insurance is something everyone has to pay, if they own a car. Most people don't even realize they are probably paying too much for car insurance, and there are things they could do RIGHT NOW to lower their car insurance rates....more
Looking for a Hartford AARP agent? A Hartford AARP agent may be the best way for senior citizens to get the lowest quotes on auto and health insurance. The Hartford AARP agent is most knowledgeable in all the details of the Hartford AARP insurance programs. So if you know that you're interested in AARP insurance, and you have questions to ask,...more
Renters insurance is meant to protect the renter against their property that may be stolen or ruined. Many people do not have renters insurance because they do not think they need it because the owner of the home has insurance. This is not the case, almost all landlords only carry insurance to protect the building, not the tenant's personal property.Renters insurance will protect your lost or damaged items due to a robbery, fire, electrical problems, plumbing problems, and much more. However, it does not protect you from a flood or an earthquake. You would have to buy another policy for those coverages.Most renters insurance will cover items such as jewelry, coin collections, silverware, and other valuables. However, they are picky on what expensive items they will cover. If you feel full coverage is necessary to keep these valuables safe, you will have to pay more for your policy.In case someone gets injured on your rental property, it is wise to buy personal liability insurance in addition to renters insurance. If the injured decided file a lawsuit, you could end up with nothing, paying all their medical and legal expenses.It is important to get the exact amount of money your...more
A Safeco Agent is an Insurance Agent. There are many ways that insurance is sold, including through a Safeco Agent. The most common way that insurance is sold is through an insurance agent, like a Safeco Agent. There are several different types of...more
So, as a renter you don't think you need renters insurance? Did you know that the property owner's insurance most likely only covers their property and real estate and does not cover your personal property? Property owners expect each renter to carry...more
When renting a home or an apartment, it is important to evaluate or re-evaluate your need for a good renters insurance policy. Luckily for homeowners, deciding whether or not to purchase a renters insurance policy isn't necessary. It is not uncommon...more
Renters need renters insurance. If you are renting the home you live in, renters insurance will cover you in event of a serious problem in your home. Renters insurance covers a multitude of troubles, from theft to fire, and none of these are covered...more
Renters insurance is something that many renters do not have. But renters insurance can be well worth the cost if there is a catastrophe in the house or apartment being rented. Renters insurance will be necesary for replacing lost property in event...more
Renters insurance is something that many renters do not have, but should. Renters insurance offers protection from losses that are not covered by the landlord. In troubled economic times like these, having renters insurance can save a small problem...more