There are about forty to forty five millions of Americans who have not got enrolled to any health insurance policy for their dental care yet. In most of the part of the world the health care treatments are one of the costliest treatments for number of families. Although there are number of people who own an insurance policy which not only covers the health expenses but also covers the dental expenses as well. There are about millions of people in...more
A patient presents for what you expect will be a routine vision exam; however you find cataracts. So in this situation should you still report the service to the patients vision plan or to his medical plan as the ophthalmologist detected a medical problem? Or both plans? Here are some guidelines to see to it that you dont land in a soup with your patient, not to mention CMS. For clues check CC and HPI Base your decision on which plan to bill on...more
Young drivers are paying substantial premiums to insure vehicles which has resulted in many teenagers failing to insure their cars.One learner driver was very surprised when he received a quote from one car insurance provider pricing his cover at a staggering £17,000 to insure his £2,000 Vauxhall Corsa.James Hayes, a student turning 17 next week, saved for a long time to be able to afford his one-litre car but has been stunned at the high quotes for car insurance.James' case highlights how insurers are increasingly using impossibly high premiums as a weapon against young male drivers.The scarce availability of reasonably priced insurance being offered to young drivers is being blamed on an influx in uninsured drivers, which causes the cost of cover to increase for others and leads to further drivers dismissing insurance all together. Another common technique employed to cheat the system is when the drivers parent parents put themselves as the main driver on their children's cars, which is against the law.Direct line car insurance told him that all quotes generated by customers are stored - so if a potential customer is given a quote but later realised it was too expensive and...more
In the present era it is really very important to choose one of the best and cheapest insurance plans for our secured future and growth in life. Even after knowing this that a health insurance policy will make their future safe and secure there are number of people who neglect to buy such policies. This is really very surprising how can one do so?...more
Are you getting pregnant? The feelings of becoming mother surround pleasure and happiness all around. When the due date comes so near then expected women require more protection, safety and care. To overcome from the medical as well as travel expenses, a large amount of money is needed especially for tackling maternity costs. In this way, health...more
Are you in a service oriented business? If you're a tradesman then you know that there are many things that can go wrong from the service not being successfully completed, your equipment breaking or being getting stolen, and somebody getting injured during the job. These are the reasons why tradesman liability insurance is so important. It protects you from the worst possible situation. Tradesman liability insurance is basically a policy that protects you from different situation. Public liability is one of the biggest risks for services oriented businesses and professionals. What if one of your employees hurts himself during the job? What if something goes wrong with the job and a pedestrian gets hurt because of it? This can lead to serious consequences.You'll have to cover the medical fees for your employee which can cost thousands of dollars. Pedestrians can take you to court and sue you for a large sum of money. Many professionals and businesses do not have the extra money to pay for these kinds of expenses if they are hit with a public liability case. That's why tradesman liability insurance is so important. Many businesses and professionals do not think that...more
Moving abroad is exciting and daunting at the same time. Leaving behind the familiar, the tried and tested to live and work in a new country is a huge challenge. No matter how long you are planning to live and work abroad, there are many key...more
If you're a contractor, then you know that you are responsible for many things. Everything from your employees, the project, the client, and the business rely on you to make the right decisions. Because of this, there are many risks to being a...more
There are number of people in the world who are not aware with the fact that they or their family are required to have an insurance for their health in order to protect themselves in future from any medical bills because they are simply really very...more
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Basically as the name suggests an individual health insurance policy is one in which an individual get the whole coverage for his or her medical expenses, the insurance policy is granted based on the prior history of an individual. For an individual...more