If you need a quote on the most competitive insurance rates in Canada today, please feel free to contact us at Life Guard Insurance. Act now and save a lot of money in the long-term.Life Insurance Premiums Set To Rise In Canada By: Mitch Reynolds, MBA About the Author President, Life Guard InsuranceMitch Reynolds has been a a licensed life insurance advisor and manager since 2000. He started his career with Clarica Financial,...more
Do you need cheap insurance for your taxi? If so, then you'll need to know which factors make a particular policy 'cheap'. Several factors can impact the cost of insurance premiums for taxi drivers, and here are some of them:1. Driving Experience.Driving experience is one of the biggest factors that will influence your chance of finding cheap insurance for taxi drivers. First, there's the experience that you have driving any type of vehicle....more
Well, the first thing anyone should expect from any type of insurance policy is a decent level of cover. With that said, you cannot expect to get the maximum amount of cover if you're only willing to pay pennies for it.This becomes even more relevant when it comes to insuring commercial properties, simply because the stakes are usually very high. In fact, if you slip up and you choose the wrong type of policy, you could end up losing your entire business if disaster ever strikes.Commercial insurance should not only cover you against costs arising from damage caused to a third party or their property, but it should also cover you against damage to your own premises. Ideally, your insurance policy should also provide you with adequate protection against damages and losses involving the contents of your building.In layman's terms, a commercial insurance policy is a legally binding contract between you and the insurance company. These contracts have been drawn up in such a way so as to comply with the laws of your country. In other words, insurance policies in the UK are designed around UK legislation, and you can be rest assured that all insurance companies are well aware of their...more
If you need cheap taxi insurance, then not doing the wrong things is just as important as doing the right things. Which errors should you avoid? While there are several, here are some of the most common ones:1. Never assume that a current insurer has the lowest premium.Is it possible to get a fantastic deal from your car insurer? Yes, since you're...more
It has been easier in the past few years to compare car insurance as more websites offer consumers a choice, but beware of traps. Some car insurance comparison websites dont compare at all. They give you plenty of quotes but all these quotes are from just 1 company. Thats not what people sign up for. When consumers use a car insurance...more
Do you want to lower your taxi insurance? If so, then you'll need to take certain steps, to drive in the right direction. While you have several options, some are more effective than others.Here are some of the best ones to take if you want to enjoy cheap taxi insurance:1. Work as a chauffeur. You might be surprised at how many people in this world can afford to hire a chauffeur! Even if it's not an occupation that you'd normally consider, the experience can help to reduce your taxicab insurance premiums. Even though you might not be driving a 'company car', you're hired to drive the vehicle-like when driving a taxi.2. Get married.If you're on the fence about tying the knot, then consider that some taxi insurers provide discounts for married drivers. That's because married people tend to be in fewer accidents than single people are. It's a practical way to secure cheap taxi insurance because married people have attachments to their spouses (and children). And that tends to translate into more cautious driving.3. Search high and low.The process of finding the cheapest taxi insurance is basically a numbers game. So search big and small companies, and search online and offline....more
If you want to be a UK taxi driver, then you'll need to have UK taxi insurance. But how can you secure it? In order to secure cheap taxi insurance you'll need to take the right steps, to go from Point A, to Point B.Here are some tips to get it...more
Taking the above into consideration, you can see how important taking out buy to let insurance can be, if you choose not to then you may regret it further down the line.Buy to Let Insurance Can be Vital for Landlords By: Chris Roche ...more
n A new 40 percent excise tax on high cost ("Cadillac") insurance plans is introduced. The tax is on the cost of coverage in excess of $27,500 (family coverage) and $10,200 (individual coverage), and increases to $30,950 (family) and $11,850...more
Harvard researchers looking into what portion of bankruptcy filers filed for medical reasons found some enlightening information. They found that illness caused the majority of filings. The study looked at a year that preceded the housing bust; but...more
There is much more to this subject than what we can cover here, so please remember to ask your broker about the conditions on their motor trade insurance policy when it comes to modified vehicles and you.Motor Trade Insurance and Modified Vehicles ...more
Travel insurance as the name implies was literally invented to cater for the needs of travelers the world over. It's one of the few investments one can decide to have which eventually becomes a money-saver in case of emergency and unexpected...more