The internet is the communication tool of today. Everything from bookstores to government agencies are moving online, where approval is instant* and a live representative can be available 24/7. Life insurance is no exception when it comes to this type of progress. Purchasing can be a very intensive process, and having guidance available on the internet is helpful. As with any major decision, there are a multitude of factors that you must be aware...more
Many people are feeling the fallout from the unstable economy. One of the biggest places these issues can be seen is by looking at the increase in unemployment across the board. You may think that these issues don't affect you but in the grand scheme of things you could be on the unemployment line next and be wondering how to get health insurance coverage for yourself and your family. There are some options available to you if you have recently...more
Being the sole earning person of your family, you have always execute your responsibilities and given your family the comforts they needed. You have throughout all time been there for them. Despite anything to the contrary, life is full of uncertainties. So, it becomes mandatory to ensure that your family is protected, should something unfortunate...more
If you are planning to travel abroad then you have probably noticed that the checklist is much longer than that for domestic travel. You want to make sure that you have all documents including your passport, international driver's permit and insurance documents in order. You also probably have on your list to get a SIM card for your cell phone so...more
Will the benefits of a government run health plan out weigh the risks involved? It is a question that is on the minds of many Americans and if you haven't yet thought about both sides of this issue you need to.On one hand you have those who are living without health care. This is a life or death situation for many Americans and not just those who are poor. There are a number of groups like the unemployed and those who are terminally ill who are currently living without insurance. For these individuals a government sponsored health care plan seems like a dream come true.On the other hand the Americans that have health insurance benefits through their employment. They receive good quality health care and have little worries about their financial future because of this. They know that when they have a need to see a health care provider that they are able to do so whether for a regular health screening or for treatment for an injury or illness.The concern is that while those without health insurance will benefit greatly from a government run health care system that those who currently are insured will face longer waits, higher insurance premiums and an overall reduction of the quality...more
Everywhere you look you see articles telling you to read your health insurance policy. While this is of course excellent advice it is not only important to read your health insurance policy but to really understand it as well. Many times this may...more
Once a little discussed topic, life insurance for seniors has recently seen some dramatic changes. Many retirees have decided to reevaluate their coverage, and some have chosen to purchase completely new plans. The types of plans have not changed...more
Insuring your wedding is the same as taking out any type of insurance; it is a bit of a gamble. If you take it out the chances are that you will not have to use it. If you decide not to gamble and save some money then of course you have the worry...more
A lack of sleep can result in several health problems, including obesity. When you're sleepy, it's easy to raise your blood sugar quickly with unhealthy junk food. That temporary fix has more long-lasting consequences that just packing on excess...more
After showing a lot of leniency, public sector insurance companies have finally decided that they will deny claims to policy holders if they fail to submit the relevant documents post discharge within the stipulated time period. This will help check...more
If you are not in the best of your health, then you certainly have to miss out on the discounts that insurance companies give out on insurance premiums. Insurance companies reward the healthy with lower insurance premiums and loyalty benefit...more