In recent years, medical advances have led to increased life expectancy and the ability to recover from various illnesses, but they have not led to the disappearance of critical illnesses such as heart attack or cancer. Critical illness insurance - is it worth it? The chance of getting diagnosed with cancer or having a heart attack is heightened for people over the age of 40. Medical insurance helps reduce costs, but most health insurance plans...more
If you have a marine yacht longer than 26 feet in length, then you are required by law to carry yacht insurance . The proper definition of insurance for yachts under 26 feet is 'boat insurance'. This is to differentiate the insurance for larger yachts which need individually negotiated policies as there are significantly larger values and ranges of requirements involved. That said, both types of insurance do share many common features in general....more
A term deal covers you for a certain amount of time and offers competitive rates. You should update your life insurance as your circumstances change. You can see for yourself how affordable term life insurance. The life insurance coverage that you get ensures that in-case of an unfortunate death of the Life Insured, an amount equal to sum assured will be paid as a life insurance benefit to the nominee. Term life insurance or whole life insurance is clearly the responsible choice. Since most people dont intend to borrow against or cash in their policies, they sometimes feel that a whole life isn't worth paying for. There are certain factors that can really push up the cost of life insurance, and making some changes can help you to keep costs down considerably. Acequotes offers the ultimate in life insurance flexibility. However, the choice is a little more complex than just having the option of a cash value loan People often purchase term insurance because they like the price and because the understand that if they should die during the term of the policy, the beneficiary will be paid Acequotes helps you find the life insurance coverage you need. The cost of life insurance can vary...more
Every individual wants to have a secure future and stay away from uncertainties that may cause harm to him or her. However, the uncertainties in life dont require invitation and they dont even ring your lifes door bell to enter. Thus, you have to be smart enough to tackle these mishaps or uncertain situations. Considering todays high medical...more
Accident is an unexpected, undesirable, unintentional mishap that damages, injures or harms the human or property. However, personal accident is injury to the body, mind and emotions and not to the property. Accidents may lead in great losses. Thus, a better way is to secure oneself and family from the unavoidable, undesirable after effects of...more
Car Insurance is very important, because it protects your car from the risk of accidents. In fact, car insurance in India is compulsory for anyone who buys a car. Since we never know when we can be involved in an accident, it is necessary for us to be prepared. That is exactly what auto insurance does. It prepares us to cover the high car repair costs involved when we meet with an accident, by paying a small premium every year. Not everyone can shell out a large amount of money to pay for damage when they meet with an accident, and that is why automobile insurance is very valuable. There are many people, those who are extremely careful when they drive, who wonder why they should spend money every year for motor insurance when they havent met with an accident or are confident they drive carefully enough that they wont meet with one. To answer the question, here goes. Statistics reveal that more people die from motor accidents in India than anywhere else in the world. A very scary statistic! Also, no matter how careful we are, we really never know when we could meet with an accident, and that is when we will know the true value of car insurance. There are various car insurance...more
Getting your insurance for your car is very important. If you do not have insurance then you will not be permitted to drive your car on the roads. When you are driving your vehicle on the road and suddenly if you meet with an accident then in such...more
It is very important for you to get your car insured for legal and practical purposes. With the help of the car insurance, there is no need for you to worry about the repair expenses. In case of any accident, the repair expenses are borne by the...more
If you live in Missouri and own a car then getting an insurance coverage for your vehicle is mandatory. There are many types of car insurance as well as a number of insurance providers in the market. The variety in the option is sure to confuse you....more
Experiencing a holiday in your recreational vehicle, popularly known as an RV, is all about the excitement of being on the open road and camping close to nature, away from the hustle and bustle of city life.If you seek that adventure and are...more
Legal requirements fulfilled by businesses includes employers liability insurance, as it will be ideal to carryout search for such plans which are mandatory and without them you cant run a business. Employer has to buy such plans which are suitable...more
When constructing a new building, builders risk insurance is an essential type of coverage that provides benefits for both the owner of the property and for the contractor. This type of insurance makes it possible to protect the structure while it is...more