You can buy disability income insurance through a private company that sells individual policies, or you can purchase group disability insurance through an association to which you belong or through your employer. Employers may also offer you a certain amount of disability insurance at no cost to you as part of your employee benefits package.Long-Term vs. Short-Term Disability Income Insurance By: beamalife About the Author ...more
The return-of-premium rider might appeal to you if, like most people, you don't believe that you will actually become disabled, but you are buying a disability policy just in case. The return-of-premium rider entitles you to get back the premium money you pay in the event you don't need to use the policy benefits. Depending on the type of rider you choose, you will get either a portion of the money back at certain ages or after a certain number...more
The application form usually outlines the procedure to follow in the event your application is denied, and you want to appeal. Or, you can ask your agent or broker to explain what you can do to appeal. If you believe the company denied your application due to erroneous information that it received, you can write a statement explaining why you...more
Busy people appreciate their insurance agent New York. This person saves them time, money and gives direction on how to maximize coverage and reduce premiums. This specialized agent knows the insurance business inside and out and makes three suggestions that benefit clients. The first suggestion covers the coverage needed for each individual or...more
Global Retailer Insurance: Affinity Schemes in Supermarkets and Other StoresBased on a comprehensive investigation covering 6,280 major retail brands worldwide, Global Retailer Insurance: Affinity Schemes in Supermarkets and Other Stores is a report about the involvement of retailers around the world in the distribution of stand-alone motor insurance, household insurance, accident insurance, dental insurance, other health insurance, travel insurance, pet insurance and life insurance, as part of a growing trend in financial services sometimes referred to as brandassurance. Major retail brands were found to be active in this arena in 35 of the 65 countries researched. Namely, these are Argentina, Australia, Belgium, Brazil, Canada, Chile, Colombia, Czech Republic, Ecuador, Estonia, Finland, France, Germany, Hungary, India, Indonesia, Ireland, Italy, Japan, Malaysia, Mexico, Netherlands, New Zealand, Peru, Portugal, Romania, Russia, Singapore, South Africa, South Korea, Spain, Switzerland, Thailand, the UK and the USA, hence chapters for each of these are included in the publication. (...more
Russia Insurance Market Intelligence "With the disintegration of the Soviet Union, the Russian insurance market witnessed several changes and a gradual development of market-oriented policies was recorded. The Russian insurance industry can be...more
If, like many Americans, your family car is also used for purposes that could be considered commercial use, you may want to steer yourself into a chair and look over your insurance policy. Youll need to consider buying a commercial policy or making...more
Lifeinsurance.ae is a perfect site which actually helps to get the required information you want in life insurance field for Abu Dhabi, Dubai and few other emirates in UAE involving Middle East and gulf region. You can simply look for life insurance...more