As fleet operators continue to battle with a range of challenges one motor fleet insurance company has recommended a way to make fuel savings is by considering a partnership with the fuelcard people.Significant savings can be made by doing this as they amount to between 2 to 3 pence in the United Kingdom per litre, so very simple mathematics will tell you that this can really help with your fleets' running costs.In the current climate where US...more
With sports coaching a lot of trust and respect is put upon you, your athletes and team are listening eagerly to your instructions and making sure that they follow your advice. The advice that is given will be drawn from your own experience whether this is from knowledge learnt from books or from being a former athlete yourself.When coaching on an individual basis youll be able to observe and advise your athletes on how they could perform better and where they may be going wrong. Your athletes are also going to show more attention and take your advice on board than when you are barking orders to the team as a whole but this is still an area that you will have to handle too.When instructing a team or a large group you may not notice certain things like hazards or if an individual is doing something wrong, this could lead to injuries or accidents happening such as heavy training equipment falling or being dropped by someone who hasnt been properly trained on how to use it. The blame for these instances can often be left at the coachs feet as they should have spotted the problem and made steps to ensure it wouldnt happen.This is an occasion where professional indemnity insurance...more
Covered Calls is a name for an option strategy that is flexible enough so that it can be adapted to different market conditions. It is important that you first decide what type of covered call strategy best fits your personal risk profile. Is your focus simply earning extra income on stocks you already own, or protecting the value of your shares?...more
Physicians need to give the best treatment to their patients, as it is a matter of life or death to the patients. There can be physical or financial loss caused due to the negligence of the Physician. At times, patients may be given improper diagnosis or ineffective medication, which will drive them to take legal action against the hospital or...more
Just trying to understand the difference between term life insurance inside super and term life insurance outside super is difficult enough. So when you add in the time it takes to read at least five 70-page Product Disclosure Statements, it is little wonder that many people sign up without doing their due diligence on a life insurance policy! Today we check out some important facts about AMP Insurance's 'Flexible Lifetime - Protection' cover, one of the most popular life insurance products in Australia. These go beyond the marketing hype and the jargon, and tell you what you really need to know.Please note, while these facts represent what is in AMP Insurance's Product Disclosure Statement (PDS), it isn't an exhaustive list. We still recommend that you read through the PDS if you're interested, to identify anything that is relevant to your situation. If you have more than one 'Protection' product, you need to choose your structure If you have more than one type of AMP Insurance cover, you'll need to choose how to structure your 'account'. You can either have the policies linked to get a lower premium - in this case, if a claim is paid under TPD cover, your Death cover...more
The insurance industry can be pretty complex ... especially for those of us that speak 'English', not 'Accountant'! There are quite a few new concepts to understand and explore when getting term life insurance for the first time, and one of the most...more
It gets monotonous day job? Would you like to the rest of the busiest schedule? If you plan to go on exotic holidays then help is here. Holiday travel insurance is appropriate and reasonable arrangements through which he can fulfill his dream. When...more
Do you require cheaper car insurance plan? Do you really feel like you might be spending as well very much when you evaluate your prices to loved ones and close friends? If so, you can get a fast and no cost on the web Low-cost Car Insurance plan...more
Normally, cars which can be more expensive can cost you much more for car insurance and less expensive cars will definitely cost much less. Of course, you can find often exceptions for the rule. Even when a car is older and is particularly a less...more
When people take loans, especially personal loans, they come under the obligation of paying monthly installments regularly. The loan repayment amount includes a part of the principal plus interest. Depending on the type of loan, repayments can...more
According to the Thomson Reuters Healthcare Sentiment Index, consumers are less optimistic about their ability to pay for health care than they were last year. American consumer confidence slipped by five points between December 2009 and July 2010....more