The Motor Trade industry is one of the busiest industries in the UK. As motor trading is always conducted, motor trade insurance is a must.The insurance protects motor traders whether their business is done at home or from a business premises. Whatever field you work in, be it luxury sports cars or vintage cars, there will be a policy suitable for you. Like with other policy's, payments can be made monthly or you can pay the full amount off at...more
It is not just cars that must be insured on British roads, every type of motor vehicle is required by law, to have at least third party insurance.This includes Lorries and Heavy Goods Vehicles (HGVs), which are typically used for business or commercial purposes. A lorry or HGV drivers licence is an upgrade of a traditional driver's licence and whilst drivers may be insured to drive their own car, they need separate lorry or haulage insurance....more
Takeaways can face insurance claims for many different reasons, hence the reason that most have a valid takeaway insurance policy in force. There are various different policies available, many that offer the same skeleton or basic cover. The main denominator between the insurers is, as with most products, price. But, this is no, and should not be the only thing that makes the difference between one product and another. A BMW, Audi or Lexus will cost you more than a Kia, Hyundai or Ford. The reason for the difference is the quality and what the brand stands for. It is the same with your business insurance policies, there is a price differential and usually, this is because there is a corresponding cover differential. You only get what you pay for is very, very true for your insurance, particularly when faced with a claim. You are faced with choosing between quote A at 650 per year and quote B at 700, so which one do you choose? The one with the better cover of course. This does not necessarily mean though that the cheaper one is the worse product. Many insurers of takeaways and restaurants, who operate at the cheaper end of the scale, are now offering commercial legal expenses...more
Lots of people would like to get the very best rates they are able to on their plans. Listed here are the ways you have to take before buying your insurance plan.1. Jot down the names of everyone who will be on your plan. Certainly, you need to include the whole family. Once you have everyone listed, evaluate the health records of everyone. Make...more
Income protection insurance, also often called income insurance, pays up to 75% of your income when you suffer from an accident or illness. It helps protect your livelihood, allowing you to pay for bills and living expenses while you focus on recovery.This type of cover is especially important for families where there is one main breadwinner. It is...more
Both terms, trauma insurance and trauma cover, are used interchangeably in Australia. As the word 'trauma' suggests, this type of cover offers financial protection should a serious accident or illness befall you.Trauma cover is suitable for both single people and couples. As you may already know, disease and illness do not discriminate. It is probably even more important for single people who do not have a partner's income to rely upon during hard times.It pays a lump sum to the person insured in the event that they suffer from a disease or condition as defined in their product disclosure statement (PDS).Each life insurance company in Australia has different conditions listed under their policy. However there are four main conditions which are typically covered by most life insurance companies including heart disease, heart attack, stroke and cancer. It should be noted that each life insurance company will have different definitions outlined in their PDS, so be sure to read and understand the policy information before buying trauma cover.What is the best trauma insurance?As with other types of personal insurance, this cover should also be considered when purchasing life insurance....more
Comparing life insurance quotes can be an onerous task as there are so many policies available in Australia. However we'll help you in your quest by outlining what points you should compare to find the best policy.Before we start, what exactly is...more
It is important that car owners know how to compare car insurance policies. Car insurance comparison will not only help you in getting the best rate, but also to find a good insurance provider. Most people who take out insurance policies for their...more
Many wonder whether it pays to purchase car insurance online. They will soon find that this could in fact be the best option available to them. This is because you can find what you are looking for in a convenient quick and quite simple manner.There...more
It is quite obvious that those who are looking to buy low cost car insurance do so because they know that this step can help them save a considerable sum of money. The money that you save, can, in some instances, be quite considerable which is why...more
I recently started a business and had to get liability insurance to ensure I was covered if I wanted to get the Australian government contract I was after. I like the internet and use it to search and buy many things including insurance, but trying...more
Funeral> is a great product that has only become widely available in Australia during the last 5 years. Prior to that, there was only one or two companies in the market offering funeral cover and it was expensive and not really worth it. Now there...more