There is value in analyzing vehicle accident lawsuits where insurance companies have made offers well under the total ultimately achieved by the victim at trial. These claims illustrate the issues that might come into consideration in the offer and the issues that may change the ultimate outcome.For example, look at a claim in which a bicyclist was hurt. The driver in this lawsuit was driving an SUV. The victim recounted seeing the driver come...more
Philadelphia Insurance Company - Strategic Analysis ReviewPhiladelphia Insurance Company (PHLY) together with its subsidiaries specializes in designing and underwriting commercial property/casualty insurance. Philadelphia Insurance Company was formerly known as Philadelphia Consolidated Holding Corp. The niche clients of the company include rental car companies, not-for-profits, health and fitness centers and day-care facilities....more
Keeping as much of your money as possible is what saving is all about. If you are rich, moderately rich or just barely hanging on because of circumstances, why would you want to pay to much for health insurance ? Regardless of your current status in life, health insurance coverage is available for you as well as a wealth of information for understanding how it all works for your protection.Health insurance premiums are based on risk. The bigger risk you are the more your premiums will be. There are many factors that are taken into consideration when you are purchasing health insurance that help to determine your premium and while there are some things that you know will place you in a higher risk bracket, there are probably many other factors that you are not aware of. Health insurance premiums are based on risk and things that can increase your premiums can be not only health issues but where you live, what you do for a living, and what you do in your free time can all be factored in. Finding out the risk factors that are making your health insurance premiums higher can help you to reduce or eliminate these factors and as a result will reduce your premiums.If you understand how...more
We live in a very litigious society and although most claims are dropped, dismissed or settled out of court, the fact remains that all business owners and professionals risk having their reputations marred by unhappy clients who bring claims against them. Just as all businesses require Commercial Business Insurance in California, no...more
You need to get long term health insurance when you are young because this is the best time to get it and because it is important for everyone to have. First, you need to know some essential facts for this insurance that may affect your future.Most people don't worry about this type of insurance until they start to get older. This is a big mistake...more
Do you have a plan in place to maintain your family's financial well-being if you lost your life? Paying everyday bills can be quite difficult for a suddenly single-income family, so although it is unpleasant to think of such an event, it is important to plan for it. Term life insurance is your most reliable option for protecting your family in these situations.Why is a term life insurance plan worth your consideration? One great benefit is its stability. Many other long-range opportunities to invest your money carry with them significant risk in terms of fluctuation on value, which you will not encounter with term life.For example, investing in the stock market could pay great dividends if the market improves and your specific investments do well. But in the event they do not, you could lose some or all of the money you had intended to support your family with. This is not a concern with international life insurance coverage.The amount of coverage you buy on the day you purchase your plan will not change. So if the economy sours or some other economic problem occurs, your policy will be worth the same in 5, 10 ,or 20 years. That offers the policyholder valuable peace of...more
Most people fear of confronting retirement years when financial issues are at stake, afraid of the circumstances that could make them hapless and penniless. The most feared financial problem is the excruciating cost of long term care for people with...more
A lot of people are indecisive of getting long term care insurance. Most of them question the importance of long term care insurance and rely on cheaper or economical means of insuring their elderly health. The views are always divided in the pros...more
Buying long term care insurance is a serious decision, so be extra careful in deciding the type of policy and what it covers. Insurance companies have different definitions of some terms of services that make it quite confusing and vague for...more
Most of us secure insurance for house, car and properties, but we oftentimes overlook the most important investment for our retirement: long term care insurance. Only few people care of buying long term care insurance, and the rest are confident of...more
If you're attending to sell a structured insurance settlement then you're a extremely valued and extremely searched client in the financial industry. This is because payment flows such as the one you have for sale is a good investment...more
When considering the best way to get car insurance most people would now turning to the Internet. The Internet provides a great level of speed and efficiency when gathering quotes and choosing the best policy. As such, consider these steps when you...more