Do you know that more than a million phones are stolen every year? This is a fact and it is important that you have adequate cover for your precious iPhone or iPhone 4. With iPhone 4 insurance or iPhone insurance, you are not only covered for theft but also against damages caused to your phone. If you are looking for a good insurer, given below are four things to look out for before you choose one. 1. One of the...more
There is another kind of insurance that goes beyond the coverage of your basic policy, people from the insurance business calls this Extended Coverage. From the word itself, basic insurance policies cover only the basics, it doesn't take into account unnatural occurrences. So if you want additional coverage, you can ask your broker for an Extended Coverage (EC).Having different kinds of insurance doesn't guarantee full coverage, one should take...more
The cost of health care has reached such high levels that you could actually go bankrupt if you get sick and do not have enough health coverage. Yet according to a Gallup poll, 26% of Texans cross their fingers, hope for the best, and go without Texas health insurance plans. Whether you are uninsured or underinsured, you do have options available to you that can help you manage the cost of your medical care. One of those options is to start either a health savings account or a flex spending account that will help you set aside funds to be used for medical expenses.A health savings account (HSA) and flexible saving account (FSA) are two financial instruments that are used in conjunction with qualified Texas health insurance plans to assist in paying for health care costs. Both of these accounts offer tax advantages for investing money into them but they are handled differently. An FSA is probably the medical saving account that people are most familiar with. These are set up through an employer and are funded with pre-tax dollars so you save money on your income taxes. Funds in an FSA account can be used for medical care, child or adult day care, and adoption assistance.The major...more
No matter whatever the life brings in its path, mortgage life insurance helps you make sure your family is covered by essential protection and their future is safe and secure. The type of mortgage life insurance policy to choose from will depend on the type of mortgage you have. Mainly mortgage life insurance is categorised into two...more
More often than not, owning a house of our own is a dream for most of us. The pursuit of achieving this dream is an expensive one though. When we go for a home loan, the monthly instalments end up taking a big slice of our monthly income. In the event of you or your spouse's early death, the sudden loss of income can very well ...more
Auto insurance, homeowners insurance, life insurance, health insurance, and umbrella insurance are the basic insurance categories that you need to get covered.Getting covered and having basic insurance categories will prepare you with life's unexpected possibilities. Be informed and know your basic insurance needs. Knowing the basic insurance categories will adequately inform you which affordable and practical insurance you need to have. Below are the informative definitions of the most common insurance basics that you need to get:Auto insuranceAlways know the appropriate way of cutting down your insurance budget for your car. Get the best car insurance coverage to maximize practicality in insuring your vehicles. If you are planning of getting your vehicles insured always know the minimum auto coverage according to your state. Know and understand the limits of the Auto Minimum Requirements of your state through the state's insurance commissioner's website. This will greatly inform you the range of coverage in any property damages and liabilities. An auto savings checklist will also help you evaluate and compare the savings that you have gained from your current auto insurance...more
Bharti Axa General Insurance, a leading insurance provider in the Indian market, launched an add-on insurance product for car owners in the country in which it will offer a full purchase price of the vehicle for the first two years in the case of...more
Individuals or families prefer health insurance so that they can claim from the insurance company in case of an injury or illness. An insurance company guarantees a payment to the insurer, in case of emergency. Policy holder has to pay a certain...more
There are a wide range of different kinds of life insurance out there for you to obtain no matter what age you are. Even if you are just getting out of college, a life insurance plan might be the right choice for you if you are looking to start a...more
There is a common perception that working as an employee for a business is not very enjoyable. Whether or not that is true is debatable. However, there are two distinct advantages that employees have over people who are self employed; a...more
With the arrival of various online insurance authorization providers, the task of obtaining authorization for hospitals in US , medical groups as well as independent healthcare providers has become a lot simpler than ever. These online authorization...more
Buying your own health insurance makes sense both financially and personally. Health insurance can protect your financial assets in case you develop a medical problem that is expensive to treat. Additionally, purchasing private...more