Are you planning to buy a bike? If you do not know what kind of bike you want before buying one, you might want to look into the different types of bike insurance that exists in the market. Different companies provide different insurance rates, and different types of cover. The insurance can also vary on the type of bike you have.Some companies have different bike categories, for example, classic bikes, and modified bikes, and the list goes on....more
Like most other things, getting the best insurance deal does not necessarily mean that it will be the cheapest option. Sure, everyone likes to get a good deal and occasionally you may come across a bargain but most of the time, when it comes to life insurance, those deals are few and far between. A cheap or bargain policy usually has so many strings attached that it seldom is the best option in the long run. To understand how to...more
Is your Life Insurance up-to-date? Life insurance is like the Swiss Army knife of estate planning: there are so many ways you can use it as you plan to pursue your goals. Whether you simply need to insure yourself or need to protect your estate through sophisticated planning, September is the month to think about life insurance – and all the ways it can potentially help you financially.30% of Americans have no life insurance whatsoever. So says a 2010 study from LIMRA (a worldwide association of insurance and financial services company), which also revealed this troubling fact … right now, fewer Americans own individual life insurance policies than at any time in the last 50 years.1 If you're not insured, you're not alone.Did you cut your coverage due to financial hardship? Are you waiting for sturdier financial times? The non-profit Life and Health Insurance Foundation for Education (LIFE) found, via poll in 2008, that 27% of Americans would be willing to cancel their life insurance coverage to save money in hard times.2 But if the unthinkable happens, a lack of insurance could make even the toughest times more difficult for loved ones.LIFE wants to awaken...more
Medical expenses have already touched the sky and are still rising. This has made health care insurance a necessity. Medicare supplemental insurance is designed for people on Medicare who wish to have more comprehensive coverage. These supplemental plans may include Managed Care HMO plans or Medigap PPO plans that provide you with...more
Snowbird is a term used to identify seniors who live in their hometown during the summer and spring seasons but when it snows they are enjoying the warmth and sunshine some place south all through autumn and winter. These people are known as Snowbirds and their most popular destination is said to be Florida with Texas following...more
The Fall Fire Season is Coming - Is Your Insurance Ready? October is the worst time for wildfires in Southern California- the hills are dry and the Santa Ana winds are beginning to Howl - Don't Be Under Insured - Fire Insurance Secrets from San Diego's Top Public Insurance Adjuster Public Adjusters Do Not Sell Insurance - They Help Get Your Insurance Claims Paid After A Disaster by Ronald Reitz If you live in San Diego County the upcoming October might be very dangerous. In 2003 and 2007, wildfires ripped through the country - from the east county to the coast. It might happen again. Between the heavy growth from this year's early rains and the reduced fire fighting budget in San Diego, local residents should do their part to be prepared. Have you traveled the San Diego County back roads lately and seen all the wonderful green on the hills? It looks beautiful now but once the summer heat and winds arrive, that pretty foliage will be converted into potential fuel for another out of control wildfire. Are you ready? In addition to making your property fire safe by cutting back brush, removing wood fences and wood structures, and eliminating wood shingles, San...more
There are many types of lawyers and you really have to know what the specializations of each of the lawyer you meet and know. In particular, if you want to be sure about your insurance or if you encounter cases pertaining to insurance,...more
There are two main types of health plans that can help you if you are struggling to find the funds to pay for your health cover. These are health maintenance organizations (HMO's) and preferred Provider Organizations (PPO's) plans.PPO...more
Many people do not know that the letting agency that they select to help them find a property to rent will be able to help them to arrange insurance for their possessions as well. A good letting agency will of course be able to provide you with a...more
Anyone who owns a home needs to purchase a home insurance policy. Your home is your most valuable asset and without a suitable policy protecting it you will open yourself up to all sorts of different financial problems and dangers. However, often...more
As a resident of Florida, you're close to several hospitals acclaimed for excellence in a variety of specialties ranging from digestive disorders to urological problems. Does your Florida health insurance work with the following hospitals? If not,...more
In today's life you will find an increasing number of insurance in order to fulfill your different needs. An insurance policy is a legal contract which helps in protecting you from the unknown disasters. In our modern life we are confronted with...more