People who are injured in commercial establishments or public properties due to negligence by the owner to ensure a safe environment can file a premises liability case. But, what about victims of violence in commercial buildings, parking lots, or public property? Can they also file liability cases?These kinds of cases are called negligent security or inadequate security cases and require the expertise of a negligent security attorney.The...more
Anyone interested in growing an agency for long-term profits understands full well the need to have an insurance website. Advertising via the Internet is a must-do for almost any business, and because of the competitive nature of the insurance industry, having a well- thought-out insurance web design is key to attracting new customers.While there are several reasons to put an attention grabbing website into place, here are 5 of the very best...more
Wholesaler-distributors, as well as manufacturers, can be subject to a wide variety of laws and regulations governing product liability. Any injury, big or small, resulting from a product distributed by a company can create a cause for a claim, hence the need for wholesale distributors insurance. Injuries can occur in a number of unforeseen ways due to contact with a recently purchased product:Bodily injury may arise from the product itselfProperty damage losses can also occurThe product packaging can result in an injuryInstructions for use, labels, warnings and other "on product" messagesThe manufacturer, not the distributor is usually held responsible for injury arising from a defective product, because the distributor generally has no control over the design, assembly or quality of the item. However, wholesaler-distributors may be held liable for product defects under certain circumstances, including:1.Those who provide installation, service or repair work as a "value-added" service for their customers, which may increase their product liability exposure in the process.2.If they modify, repackage or re-label products they may assume a greater liability than those who don't....more
Comprehensive car insurance is required most of the time so you really need to work on car insurance comparison. If you want good rates, you have to go over this comparison with care before you finalize an agreement with an insurance provider. A number of insurance companies may attempt to present the car owner different liability limits...more
Over the last decade, pets have slowly but surely endeared themselves to their respective owners. Pet owners have also shifted in their pet owning outlook, whereas before when pets are acquired to be useful, they are now taken for the joy of their presence. Years ago, pets were valued; today, they are loved and cared for. It is no wonder then that...more
Its exciting to start a new business, but you must ensure that you have the right insurance before you open the doors. If you are in the martial arts business, this should be one of the most important measures to have in place. Whether you are opening a Karate school or running Kung Fu classes in a fitness center, you will need to consider the right policy to protect your clients, yourself and your business. Insurance for martial arts is usually something you will need to organize yourself even if you run your classes in another establishment. Even if the fitness center you are using has their own liability insurance in place, they may not cover your classes and may insist that you get your own private insurance. Never assume that they already have insurance for martial arts in place or that it automatically covers your business. Accidents do happen and someone can allege that they were injured due to your negligence, resulting in a lawsuit against your business. A lawsuit for your company could be catastrophic if you dont have the right insurance for martial arts at your fitness center or training school. Your dream of a successful business could quite easily be over before it...more
Defining Car Insurance:Your car insurance rate is the premium paid to an insurance company for your coverage. In return, your coverage will protect you against most financial losses that might be your responsibility to pay. Car insurance matters more...more
Most vehicle owners prefer to stay on with their existing provider to stay away from all the hassles of choosing auto insurance. However, many companies are currently offering substantial preliminary and online discounts which only apply for the...more
Travelling habits have seen a drastic change over the last decade. Travelling was limited to some parts of population few years back but due to countrys economic growth and opening up of the aviation sector of the country, there has been a...more
For many owners of boats there is a certain feeling of joy as they enjoy sailing the high seas, feeling the wind on their faces, in the company of friends and family members. They have high net worth insurance because they want to protect this...more
Cost of private health insurance plans are generally more than group health plans. So majority of people like to secure their health using a group health coverage plan. Most of the time, it happens that group health coverage does not cover exact...more
...and what coverage do you really need?Insurance, by its very nature, is something we buy to protect ourselves from significant financial losses that can occur due to unexpected events. As such, drivers buy car insurance to protect themselves from...more