There are various factors that have to be considered while deciding which is the best income protection insurance policy for you. The most important factor that must be considered is the insured amount that should be selected. Buyers are allowed to insure a maximum of 75% of their annual gross income and this amount is tax deductible. Some buyers who have retirement benefits and other perks as part of their salary package may be allowed to...more
Vehicle coverage refers to the security one receives after going into a legal agreement with coverage Corporation. The agreement stipulates one to pay some money in order for the corporation to ensure that in case of any misfortunes, one can be safe from losing their money. Normally, the policy undertaken will be the one to determine up to what level one is able to receive payments in case of an accident and the limits of parts covered. Auto...more
Public liability insurance is considered as a necessity if you have their very own business. Renters insurance isn't only suitable for large companies but also for medium and small business owners who either operate from a certified office or from their home. A renters insurance policy can't only protect companies from worrying everyday about accidents at the office but tend to also prevent them from facing problems for example bankruptcy due to paying huge amounts of money towards compensation from other own pockets.Public liability plans are worth it if you have your own store, if you have a construction business, if you are an architect, if you are a lawyer or if you are a nurse. This type of specialized insurance plan is also suitable for many other types of professionals who interact with clients on a daily basis and make decisions for them. Liability insurance is worth it if you have had problems in the past with clients and third party claims and if you feel the need to protect yourself and your business.Liability insurance is definitely worth it if you want to protect yourself and your business from legal problems that may occur in the future due to accidents at the...more
When many people think about insurance, it is often not a good thought that comes to mind. Many see it as an added expense that really is not needed and in today's economy that is an expense they feel they can do without. The truth is that insurance can be a great way to protect your investments from things such as theft, fire, and damage due to...more
Insurance companies are like airlines in this sense that there seems to be no rhyme or reason when it comes to how they decide to charge you for their services. Some companies offer rates that seem too good to be true, and when you look at the details regarding the policies they are offering, it is easy to see why. Most comprehensive insurance...more
Most advisors suggest that decision to take life insurance should be taken early in life. So, if you have liabilities like loans etc. To be repaid or you have dependents on you be it your spouse and kids or your parents, life insurance should ideally be the first thing on your priority list.Buying insurance at an early age is beneficial in more ways than one.You are healthierFor buying life insurance, you need to fill up complete medical questioner about your health, family health history and any accidents or illnesses that you may have had in past. You also have to undergo a medical examination. Generally termed as medical underwriting, it is an important factor in determining your life insurance premium. This is because insurance is based on risk. Young in age, you are healthier, medical risk to life is considerably less. This allows you better chances of reduced premiums.Premium grows with ageAs you grow, risk to life grows, and there are more chances of acquiring lifestyle related illnesses. Keeping that in mind, even for a healthy person, the premium of insurance is set higher in upper age brackets by the insurance company. If you have a family history of certain diseases,...more
From the first of this month, mediclaim insurance have been allowed to switch to another insurer, and to transfer the right to claim the bonus.Policyholders are entitled to purchase a health insurance policy from another insurer; including the...more
Life Insurance 4 UK is an independent life insurance website created to help users find the best possible "life insurance UK" quote for their circumstances.If you have dependants and financial responsibilities towards them, then you certainly need...more
Corporate Insurance in India is a type of insurance for the big corporate houses and the businessmen, who wish to protect themselves along with their businesses also, from different kinds of risks associated with the respective businesses. These...more
With a fast growing insurance sector, the United Arab Emirates is emerging as a strong leader in setting benchmarks and regulatory frameworks to ensure quality insurance is being offered to all residing within its territories. Car insurance is...more
If you are a business owner or are a professional who interacts with clients on a daily basis and makes decisions on behalf of your clients then chances are that you occasionally worry about making the wrong decisions that might end up harming your...more
Investment plans, both endowment as well as money back plans are often called savings plans as they offer a guaranteed maturity amount after the insurance term is over. Often if calculated the growth over the insurance term, one may find it less than...more