As a massage therapist or bodyworker, the last thing you want to worry about or even consider is whether a future client will ever file a legal claim against you for damage or injury. This probably seems so unlikely that the idea of something like this happening may have never even crossed your mind. However, it is important for massage therapists and bodyworkers to realize that a client could sue for damage or injury, even though the possibility...more
A motor trader can buy Motor Trade Insurance from either an online company or a traditional insurance company. Online insurance providers offer attractive quotes an also provides browsers with facilities for comparing the price and policy features of different insurance companies and policies. Such comparison enables the customer to choose the most appropriate and reasonably priced policy. Selection of the best suited Motor Trade Insurance should...more
Traders Insurance is a key aspect to run your business with a peace of mind from different types of mishaps and damages. The importance of insurance cannot be over emphasized and neither can the danger of paying for insurance you dont need. It is strongly recommended you solicit the advice of a in dependent business insurance agent. Dot forgets to shop, talk to three or four independent agents and compare notes and prices. Traders Insurance will lay out a vast array of insurance coverage much of which you simply may not need. Your situation will be unique and you must consider each insurance Colorado element carefully to ensure comprehensive coverage, whatever your final insurance program looks like, you should review it at least every six months. Traders Insurance can change your business rapidly especially in the first few years, you can get the way to make your business strong by using trade insurance policy.Motor Trade Insurance provides a wide range of insurance coverage for vehicles. It is meant for businesses in the auto industry with premises and employees. In addition to a road risks section, a combined policy typically includes cover for material damage, contents,...more
Motortrade Insurance is an insurance policy that is chosen by an organization or an individual being involved I the fixing, selling or purchasing of vehicles. Motortrade InsuranceSave the policy holder from any damage caused to the business, may it be at the time of accident or any kind of mishap at the place of work. Any damages caused are paid by...more
Recent studies have revealed some interesting facts about changes in Americas workforce and the need for insurance agents to address these trends: Women make up almost 50 percent of the U.S. workforce and 40 percent of them have no life insurance. Typically, womens life insurance coverage is only about 70 percent of what men carry. Most U.S....more
Theres a myth out there that life insurance (and selling it) is fairly simple: If someone pays the premium, his or her beneficiaries get the benefit when they die. But there are many other ways that life insurance can provide extra coverage and protection ways that most of your prospects probably arent aware of. Explaining these hidden benefits is a great way to convert Ill think about it prospects into Ill take it customers.Make sure your prospects understand that:Term and group life policies can be converted to permanent life policies Prospective buyers of term life and group life policies may be reassured by the fact that many of these policies can be changed into individual permanent life policies usually without the need for additional medical exams or underwriting. This will cost the insured additional premium, of course. But in cases where the insured experiences a severe medical condition, the security of continuing life coverage when the term policy expires can be invaluable.Some life insurance policies can cover long-term care Some insurance carriers are now offering long-term care riders, which allow the insured to take immediate payment benefits to cover nursing homes,...more
Its hard to know where youre going without a plan. Insurance sales is a fast-paced and hectic business, so its easy to get distracted from your big picture goals. Thats why its important to have a clear, concise plan to keep your agency on track.Here...more
Most companies have one or more ringers. In your company, you know who these people are: top salespeople or producers, key executives, owners, etc. In small- to medium-sized businesses especially, these are the people crucial to success because of...more
Do you run a business out of your home?If you do, youre not alone: According to the National Bureau of Labor Statistics, three out of 10 homeowners operate businesses out of their homes. And, like many owners of home-based businesses, you may think...more
If youre in the oil and gas industry a driller, service or maintenance contractor, trucker, roustabout or other industry professional you know that your business faces unique challenges and hazards. You need insurance that is customized to cover you,...more
Having a contingency plan will be a great help especially if you happen to run into a bit of financial trouble. This is very important these days because we cannot rely on our present economy. Even if you have a stable job and are earning a decent...more
The thought of a person dying is not pleasant! Understandably, discussing life insurance is not easy for many. However, it is important to secure your assets and make sure your beneficiaries...more